/* ============================================================
   EMT Cash — style.css
   Complete stylesheet: base, nav, hero, sections, mobile
   ============================================================ */

/* =====================================================
   CSS CUSTOM PROPERTIES
===================================================== */
:root {
  --purple:        #8c24f3;
  --purple-dark:   #6b10d4;
  --purple-light:  #f3ebff;
  --purple-mid:    #e0ccff;
  --white:         #ffffff;
  --gray-50:       #f9fafb;
  --gray-100:      #f3f4f6;
  --gray-200:      #e5e7eb;
  --gray-400:      #9ca3af;
  --gray-500:      #6b7280;
  --gray-700:      #374151;
  --gray-900:      #111827;
  --green:         #16a34a;
  --green-light:   #dcfce7;

  --radius-sm:   6px;
  --radius-md:   12px;
  --radius-lg:   18px;
  --radius-xl:   24px;
  --radius-full: 999px;

  --shadow-sm:  0 1px 3px rgba(0,0,0,.08);
  --shadow-md:  0 4px 16px rgba(0,0,0,.10);
  --shadow-lg:  0 8px 32px rgba(0,0,0,.14);
  --shadow-xl:  0 16px 48px rgba(0,0,0,.18);

  --nav-h: 68px;
}

/* =====================================================
   RESET & BASE
===================================================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  color: var(--gray-900);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; }

.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* =====================================================
   TYPOGRAPHY
===================================================== */
.display-xl {
  font-family: 'Manrope', 'Inter', sans-serif;
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -.02em;
  color: var(--gray-900);
}
.display-lg {
  font-family: 'Manrope', 'Inter', sans-serif;
  font-size: clamp(1.7rem, 3.5vw, 2.4rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -.015em;
  color: var(--gray-900);
}
.eyebrow {
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--purple);
  margin-bottom: .5rem;
}
.section-header {
  text-align: center;
  max-width: 680px;
  margin: 3rem auto 3rem;
}
.section-lead {
  color: var(--gray-500);
  font-size: 1.05rem;
  margin-top: .75rem;
}

/* =====================================================
   BUTTONS
===================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: .95rem;
  border-radius: var(--radius-full);
  padding: .7rem 1.6rem;
  border: 2px solid transparent;
  transition: background .2s, color .2s, box-shadow .2s, transform .15s;
  white-space: nowrap;
  text-decoration: none;
  cursor: pointer;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn-primary {
  background: var(--purple);
  color: var(--white);
  border-color: var(--purple);
}
.btn-primary:hover { background: var(--purple-dark); border-color: var(--purple-dark); box-shadow: 0 4px 18px rgba(140,36,243,.35); }

.btn-outline {
  background: transparent;
  color: var(--purple);
  border-color: var(--purple);
}
.btn-outline:hover { background: var(--purple-light); }

.btn-white {
  background: var(--white);
  color: var(--purple);
  border-color: var(--white);
}
.btn-white:hover { background: var(--purple-light); }

.btn-lg { font-size: 1.05rem; padding: 1rem 2.2rem; }

/* =====================================================
   NAVIGATION — Desktop & Mobile
===================================================== */
.nav {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
  height: var(--nav-h);
  transition: box-shadow .2s;
  overflow: visible;
}
.nav.nav-scrolled { box-shadow: 0 2px 20px rgba(0,0,0,.10); }

.nav-inner {
  height: var(--nav-h);
  display: flex;
  align-items: center;
  gap: 1rem;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 1.25rem;
  overflow: visible;
}

/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: .55rem;
  font-family: 'Manrope', sans-serif;
  font-size: 1.22rem;
  font-weight: 800;
  color: var(--gray-900);
  flex-shrink: 0;
  text-decoration: none;
}
.logo-dot { color: var(--purple); }

/* ---- Nav links panel ---- */
.nav-links {
  display: flex;
  align-items: center;
  gap: .25rem;
  margin-left: auto;
}

.nav-links > a {
  font-size: .9rem;
  font-weight: 600;
  color: var(--gray-700);
  padding: .45rem .75rem;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: color .15s, background .15s;
  white-space: nowrap;
}
.nav-links > a:hover { color: var(--purple); background: var(--purple-light); }

/* ---- Nav CTAs ---- */
.nav-cta {
  display: flex;
  align-items: center;
  gap: .6rem;
  margin-left: .75rem;
  flex-shrink: 0;
}
.nav-cta .btn { font-size: .85rem; padding: .5rem 1.1rem; }

/* ---- Hamburger ---- */
.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 36px;
  height: 36px;
  cursor: pointer;
  padding: 4px;
  border-radius: var(--radius-sm);
  margin-left: auto;
  flex-shrink: 0;
  background: transparent;
  border: none;
}
.hamburger span {
  display: block;
  height: 2.5px;
  background: var(--gray-700);
  border-radius: 2px;
  transition: transform .3s, opacity .3s, width .3s;
  transform-origin: center;
}
/* X animation */
.hamburger.open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger.open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

/* ============================================================
   DROPDOWN — "Loan Types"
   Desktop: hover + click; Mobile: accordion inside nav panel
============================================================ */
.nav-dropdown {
  position: relative;
}

/* Desktop dropdown toggle button */
.nav-dropdown-btn {
  display: flex;
  align-items: center;
  gap: .35rem;
  font-size: .9rem;
  font-weight: 600;
  color: var(--gray-700);
  background: transparent;
  border: none;
  padding: .45rem .75rem;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: color .15s, background .15s;
  white-space: nowrap;
}
.nav-dropdown-btn:hover,
.nav-dropdown.open .nav-dropdown-btn {
  color: var(--purple);
  background: var(--purple-light);
}

.dropdown-arrow {
  font-size: .7rem;
  transition: transform .25s;
  display: inline-block;
  line-height: 1;
}
.nav-dropdown.open .dropdown-arrow { transform: rotate(180deg); }

/* Desktop menu panel */
.nav-dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: auto;
  right: 0;
  transform: none;
  min-width: 260px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  padding: .5rem;
  z-index: 2000;
  animation: ddFadeIn .15s ease;
}
.nav-dropdown.open .nav-dropdown-menu { display: block; }

@keyframes ddFadeIn {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}

.nav-dropdown-menu a {
  display: flex;
  align-items: center;
  gap: .75rem;
  padding: .65rem .85rem;
  border-radius: var(--radius-md);
  text-decoration: none;
  color: var(--gray-700);
  transition: background .15s, color .15s;
}
.nav-dropdown-menu a:hover { background: var(--purple-light); color: var(--purple); }

.dd-lord-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--purple-light);
  flex-shrink: 0;
}
.nav-dropdown-menu a:hover .dd-lord-icon { background: var(--purple-mid); }

.nav-dropdown-menu a strong {
  display: block;
  font-size: .88rem;
  font-weight: 700;
  color: var(--gray-900);
  line-height: 1.2;
}
.nav-dropdown-menu a:hover strong { color: var(--purple-dark); }
.nav-dropdown-menu a small {
  display: block;
  font-size: .76rem;
  color: var(--gray-500);
  margin-top: .1rem;
}

/* ---- Mobile-only nav CTA — hidden on desktop ---- */
.mobile-nav-cta { display: none; }

/* ============================================================
   MOBILE NAV — breakpoint ≤ 820px
============================================================ */
@media (max-width: 820px) {

  /* Show hamburger, hide CTA row */
  .hamburger { display: flex; }
  .nav-cta   { display: none; }

  /* Hide desktop nav-links by default */
  .nav-links {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;

    position: fixed;
    top: var(--nav-h);
    left: 0;
    right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--gray-200);
    box-shadow: var(--shadow-lg);
    padding: .75rem 1rem 1.25rem;

    max-height: 0;
    overflow: hidden;
    transition: max-height .35s cubic-bezier(.4,0,.2,1), padding .35s;
    padding-top: 0;
    padding-bottom: 0;
  }

  /* Open state */
  .nav-links.nav-open {
    max-height: 600px;
    padding: .75rem 1rem 1.25rem;
  }

  /* Direct links inside mobile nav */
  .nav-links > a {
    display: block;
    font-size: .95rem;
    padding: .7rem .85rem;
    border-radius: var(--radius-md);
    border-bottom: 1px solid var(--gray-100);
  }
  .nav-links > a:last-of-type { border-bottom: none; }

  /* Dropdown inside mobile nav — full width accordion */
  .nav-dropdown {
    width: 100%;
  }

  .nav-dropdown-btn {
    width: 100%;
    justify-content: space-between;
    font-size: .95rem;
    padding: .7rem .85rem;
    border-radius: var(--radius-md);
    border-bottom: 1px solid var(--gray-100);
  }

  /* Mobile dropdown menu — stacked below button, no floating panel */
  .nav-dropdown-menu {
    position: static;
    transform: none;
    box-shadow: none;
    border: none;
    border-radius: 0;
    background: var(--purple-light);
    margin: .25rem 0 .25rem .5rem;
    padding: .4rem .5rem;
    border-radius: var(--radius-md);
    animation: none;
  }

  /* Keep open class working on mobile */
  .nav-dropdown.open .nav-dropdown-menu { display: block; }

  .nav-dropdown-menu a {
    padding: .6rem .75rem;
    border-bottom: 1px solid rgba(140,36,243,.1);
  }
  .nav-dropdown-menu a:last-child { border-bottom: none; }

  /* Mobile CTA buttons at bottom of nav panel */
  .nav-links::after {
    content: '';
    display: none;
  }

  /* Inline CTA buttons inside mobile nav */
  .mobile-nav-cta {
    display: flex;
    flex-direction: column;
    gap: .6rem;
    margin-top: .85rem;
    padding-top: .85rem;
    border-top: 1px solid var(--gray-200);
  }
  .mobile-nav-cta .btn { width: 100%; justify-content: center; font-size: .95rem; }
}

/* =====================================================
   HERO SECTION
===================================================== */
.hero {
  background: linear-gradient(135deg, #f9f5ff 0%, #fafafa 60%, #f0f9ff 100%);
  padding: 5rem 0 4rem;
  overflow: hidden;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 3rem;
  align-items: start;
}

.hero-content { padding-top: .5rem; }

.hero-sub {
  font-size: 1.1rem;
  color: var(--gray-500);
  margin-top: 1.25rem;
  max-width: 520px;
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-top: 1.75rem;
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
  margin-top: 1.75rem;
}
.trust-pill {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  font-size: .78rem;
  font-weight: 600;
  color: var(--green);
  background: var(--green-light);
  padding: .3rem .75rem;
  border-radius: var(--radius-full);
}
.trust-pill-icon::before {
  content: '✓';
  font-weight: 800;
}

/* Hero Images Row */
.hero-images-row {
  display: flex;
  gap: .75rem;
  margin-top: 2rem;
  align-items: flex-end;
}
.hero-img-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  flex: 1;
  box-shadow: var(--shadow-md);
  transition: transform .3s, box-shadow .3s;
}
.hero-img-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.hero-img-card--tall { flex: 1.2; border: 2px solid var(--purple); }
.hero-img-card img { width: 100%; height: 160px; object-fit: cover; display: block; }
.hero-img-card--tall img { height: 200px; }
.hero-img-label {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  background: linear-gradient(transparent, rgba(0,0,0,.7));
  color: var(--white);
  font-size: .72rem;
  font-weight: 700;
  padding: .75rem .6rem .4rem;
}

/* Hero Card / Form */
.hero-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 2rem;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--gray-200);
  position: sticky;
  top: calc(var(--nav-h) + 1.5rem);
}
.hero-card-title {
  font-family: 'Manrope', sans-serif;
  font-size: 1.22rem;
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 1.25rem;
  text-align: center;
}
.form-field { margin-bottom: 1rem; }
.form-field label {
  display: block;
  font-size: .82rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: .35rem;
}
.form-field input,
.form-field select {
  width: 100%;
  padding: .65rem .85rem;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-md);
  font-size: .92rem;
  font-family: inherit;
  color: var(--gray-900);
  background: var(--white);
  outline: none;
  transition: border-color .15s, box-shadow .15s;
  appearance: auto;
}
.form-field input:focus,
.form-field select:focus {
  border-color: var(--purple);
  box-shadow: 0 0 0 3px rgba(140,36,243,.12);
}
.form-field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
  margin-bottom: 1rem;
}
.hero-card .btn-primary { width: 100%; font-size: 1rem; padding: .9rem; margin-top: .5rem; }
.card-ssl {
  text-align: center;
  font-size: .75rem;
  color: var(--gray-400);
  margin-top: .85rem;
}
.card-disclaimer {
  font-size: .72rem;
  color: var(--gray-400);
  text-align: center;
  margin-top: .6rem;
  line-height: 1.5;
}

/* =====================================================
   FADE-UP ANIMATIONS
===================================================== */
.fade-up { opacity: 0; transform: translateY(24px); animation: fadeUp .7s ease forwards; }
.fade-up-1 { animation-delay: .12s; }
.fade-up-2 { animation-delay: .24s; }
.fade-up-3 { animation-delay: .36s; }
@keyframes fadeUp {
  to { opacity: 1; transform: translateY(0); }
}

/* =====================================================
   STATS BAR
===================================================== */
.stats-bar {
  background: var(--purple);
  padding: 1.5rem 0;
}
.stats-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-around;
  flex-wrap: wrap;
  gap: 1.5rem;
}
.stat-item { text-align: center; }
.stat-num {
  font-family: 'Manrope', sans-serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
}
.stat-label {
  font-size: .78rem;
  color: rgba(255,255,255,.75);
  margin-top: .3rem;
}

/* =====================================================
   HOW IT WORKS — STEPS
===================================================== */
.how-section {
  padding: 5rem 0;
  background: var(--white);
}
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}
.step-card {
  background: linear-gradient(135deg, #8c24f3 0%, #6b10d4 100%);
  border-radius: var(--radius-xl);
  padding: 2rem 1.5rem;
  color: var(--white);
  text-align: center;
  transition: transform .3s, box-shadow .3s;
}
.step-card:hover { transform: translateY(-6px); box-shadow: 0 12px 36px rgba(140,36,243,.35); }

.step-lord-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: rgba(255,255,255,.18);
  margin: 0 auto 1.25rem;
}
.step-card h3 {
  font-family: 'Manrope', sans-serif;
  font-size: 1rem;
  font-weight: 800;
  margin-bottom: .6rem;
}
.step-card p { font-size: .86rem; color: rgba(255,255,255,.85); line-height: 1.6; }

/* =====================================================
   MID CTA
===================================================== */
.mid-cta {
  background: linear-gradient(135deg, #8c24f3 0%, #6b10d4 100%);
  padding: 3.5rem 0;
}
.mid-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1.5rem;
}
.mid-cta h2 {
  font-family: 'Manrope', sans-serif;
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--white);
}
.mid-cta p { color: rgba(255,255,255,.8); margin-top: .35rem; }
.mid-cta-actions { display: flex; gap: .85rem; flex-wrap: wrap; }

/* =====================================================
   BENEFITS
===================================================== */
#benefits { padding: 5rem 0; background: var(--gray-50); }
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.benefit-card {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm);
  transition: box-shadow .25s, transform .25s;
}
.benefit-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.benefit-lord-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--purple-light);
  flex-shrink: 0;
}
.benefit-card h3 {
  font-size: .95rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: .4rem;
}
.benefit-card p { font-size: .86rem; color: var(--gray-500); line-height: 1.6; }

/* =====================================================
   ELIGIBILITY SECTION
===================================================== */
.eligibility-section {
  padding: 5rem 0;
  background: var(--white);
}
.eligibility-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}
.eligibility-list {
  margin-top: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .65rem;
}
.eli-item {
  display: flex;
  align-items: center;
  gap: .6rem;
  font-size: .95rem;
  color: var(--gray-700);
}
.eli-check {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--green-light);
  color: var(--green);
  font-size: .75rem;
  font-weight: 800;
  flex-shrink: 0;
}
.elig-visual {
  background: var(--purple-light);
  border-radius: var(--radius-xl);
  padding: 2rem;
}
.elig-visual-title {
  font-family: 'Manrope', sans-serif;
  font-weight: 800;
  font-size: 1.05rem;
  margin-bottom: .75rem;
  color: var(--gray-900);
}
.loan-use-tags {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
  margin-top: 1rem;
}
.loan-tag {
  display: inline-flex;
  align-items: center;
  gap: .3rem;
  font-size: .8rem;
  font-weight: 600;
  background: var(--white);
  color: var(--gray-700);
  padding: .35rem .75rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--purple-mid);
}
.elig-note {
  margin-top: 1.5rem;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  border-left: 3px solid var(--purple);
}
.elig-note-title { font-weight: 700; font-size: .9rem; margin-bottom: .35rem; }

/* =====================================================
   REVIEWS
===================================================== */
.reviews-section { padding: 5rem 0; background: var(--gray-50); }
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.review-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm);
}
.stars { color: #f59e0b; font-size: 1rem; margin-bottom: .75rem; }
.review-text {
  font-size: .88rem;
  color: var(--gray-700);
  line-height: 1.7;
  margin-bottom: 1.25rem;
  font-style: italic;
}
.reviewer { display: flex; align-items: center; gap: .75rem; }
.reviewer-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, #8c24f3, #6b10d4);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: .82rem;
  font-weight: 800;
  flex-shrink: 0;
}
.reviewer-name { font-weight: 700; font-size: .88rem; }
.reviewer-loc { font-size: .78rem; color: var(--gray-500); }
.verified-badge { font-size: .72rem; color: var(--green); font-weight: 700; margin-top: .15rem; }

/* =====================================================
   FAQ SECTION
===================================================== */
.faq-section { padding: 5rem 0; background: var(--white); }
.faq-list {
  max-width: 720px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.faq-item {
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200);
  overflow: hidden;
  transition: box-shadow .2s;
}
.faq-item.open { border-color: var(--purple); box-shadow: 0 0 0 3px rgba(140,36,243,.08); }
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  text-align: left;
  background: transparent;
  border: none;
  padding: 1.1rem 1.25rem;
  font-size: .95rem;
  font-weight: 700;
  color: var(--gray-900);
  cursor: pointer;
  gap: 1rem;
}
.faq-icon {
  font-size: 1.4rem;
  font-weight: 400;
  color: var(--purple);
  transition: transform .3s;
  line-height: 1;
  flex-shrink: 0;
}
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease, padding .35s;
}
.faq-answer p {
  padding: 0 1.25rem 1.1rem;
  font-size: .9rem;
  color: var(--gray-700);
  line-height: 1.7;
}
.faq-item.open .faq-answer { max-height: 400px; }

/* =====================================================
   BOTTOM CTA
===================================================== */
.bottom-cta {
  background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
  padding: 5rem 0;
  text-align: center;
}
.bottom-cta-inner { max-width: 640px; margin: 0 auto; }
.bottom-cta h2 {
  font-family: 'Manrope', sans-serif;
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
}
.bottom-cta p { color: rgba(255,255,255,.8); margin-top: .85rem; font-size: 1.05rem; }
.bottom-cta-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  justify-content: center;
  margin-top: 2rem;
}
.bottom-trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1rem;
  margin-top: 1.75rem;
}
.bottom-trust-item { font-size: .82rem; color: rgba(255,255,255,.8); }

/* =====================================================
   DISCLAIMER
===================================================== */
.disclaimer-section { padding: 2rem 0; background: var(--gray-100); }
.disclaimer-box {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  border-left: 4px solid #f59e0b;
}
.disclaimer-box h4 { font-size: .9rem; margin-bottom: .5rem; }
.disclaimer-box p { font-size: .8rem; color: var(--gray-500); line-height: 1.7; }

/* =====================================================
   FOOTER
===================================================== */
footer {
  background: var(--gray-900);
  padding: 3.5rem 0 0;
  color: rgba(255,255,255,.7);
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 2.5rem;
  padding-bottom: 2.5rem;
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.footer-brand .logo { color: var(--white); margin-bottom: 1rem; }
.footer-brand p { font-size: .85rem; line-height: 1.7; }
.footer-badges-row { display: flex; flex-wrap: wrap; gap: .5rem; margin-top: 1.25rem; }
.footer-badge {
  font-size: .75rem;
  font-weight: 600;
  color: rgba(255,255,255,.7);
  background: rgba(255,255,255,.08);
  padding: .3rem .75rem;
  border-radius: var(--radius-full);
}
.footer-col h4 { color: var(--white); font-size: .88rem; font-weight: 700; margin-bottom: .85rem; }
.footer-links { display: flex; flex-direction: column; gap: .5rem; }
.footer-links a { font-size: .83rem; color: rgba(255,255,255,.6); transition: color .15s; }
.footer-links a:hover { color: var(--white); }
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  padding: 1.5rem 0;
  font-size: .78rem;
}
.footer-bottom .footer-badges { display: flex; gap: .5rem; }

/* =====================================================
   STICKY CTA — Mobile
===================================================== */
.sticky-cta {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: var(--white);
  border-top: 1px solid var(--gray-200);
  padding: .9rem 1.25rem;
  z-index: 999;
  display: none;
}
@media (max-width: 820px) { .sticky-cta { display: block; } }
.sticky-cta-inner {
  display: flex;
  gap: .75rem;
  max-width: 480px;
  margin: 0 auto;
}
.sticky-cta .btn { flex: 1; font-size: .88rem; }

/* =====================================================
   SCROLL-REVEAL ANIMATION
===================================================== */
.reveal-ready {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .55s ease, transform .55s ease;
}
.reveal-ready.revealed {
  opacity: 1;
  transform: translateY(0);
}

/* =====================================================
   LORDICON — fallback SVG icons via CSS (backup)
===================================================== */
lord-icon {
  display: inline-block;
  vertical-align: middle;
}

/* =====================================================
   RESPONSIVE — Tablet
===================================================== */
@media (max-width: 1024px) {
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-card { position: static; max-width: 520px; margin: 0 auto; }
  .hero-images-row { display: none; }
}

@media (max-width: 820px) {
  .benefits-grid   { grid-template-columns: 1fr; }
  .reviews-grid    { grid-template-columns: 1fr; }
  .eligibility-inner { grid-template-columns: 1fr; gap: 2rem; }
  .footer-inner    { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom   { flex-direction: column; text-align: center; }
  .mid-cta-inner   { flex-direction: column; text-align: center; }
  .mid-cta-actions { justify-content: center; }
  .hero { padding: 3rem 0 2.5rem; }
  .stats-bar-inner { gap: 1rem; justify-content: center; }
  body { padding-bottom: 80px; }
}

@media (max-width: 580px) {
  .steps-grid { grid-template-columns: 1fr; }
  .form-field-row { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .bottom-cta-actions { flex-direction: column; }
  .bottom-cta-actions .btn { width: 100%; }
}

/* ── PAGE HERO ── */
    .about-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
      padding: 5.5rem 0 4rem;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .about-hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
      opacity: .5;
    }
    .about-hero-inner { position: relative; max-width: 700px; margin: 0 auto; }
    .about-hero .eyebrow { color: rgba(255,255,255,.75); }
    .about-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2rem, 5vw, 3.2rem);
      font-weight: 800;
      color: #fff;
      line-height: 1.1;
      letter-spacing: -.02em;
      margin: .5rem 0 1.25rem;
    }
    .about-hero p {
      font-size: 1.1rem;
      color: rgba(255,255,255,.85);
      line-height: 1.7;
      max-width: 560px;
      margin: 0 auto;
    }
    .about-hero-badges {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: .75rem;
      margin-top: 2rem;
    }
    .about-hero-badge {
      background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25);
      color: #fff;
      font-size: .8rem;
      font-weight: 600;
      padding: .45rem 1.1rem;
      border-radius: 999px;
      backdrop-filter: blur(4px);
    }

    /* ── MISSION SECTION ── */
    .mission-section {
      padding: 5rem 0;
      background: var(--white);
    }
    .mission-inner {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
    }
    .mission-content .eyebrow { margin-bottom: .5rem; }
    .mission-content h2 { margin-bottom: 1.25rem; }
    .mission-content p {
      color: var(--gray-500);
      font-size: .98rem;
      line-height: 1.8;
      margin-bottom: 1rem;
    }
    .mission-content p:last-child { margin-bottom: 0; }
    .mission-visual {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1rem;
    }
    .mission-stat-card {
      background: var(--gray-50);
      border: 1px solid var(--gray-200);
      border-radius: var(--radius-lg);
      padding: 1.5rem 1.25rem;
      text-align: center;
    }
    .mission-stat-card:first-child {
      grid-column: 1 / -1;
      background: linear-gradient(135deg, #8c24f3 0%, #6b10d4 100%);
      color: #fff;
    }
    .mission-stat-num {
      font-family: 'Manrope', sans-serif;
      font-size: 2rem;
      font-weight: 800;
      color: var(--purple);
      line-height: 1;
    }
    .mission-stat-card:first-child .mission-stat-num { color: #fff; }
    .mission-stat-label {
      font-size: .8rem;
      font-weight: 600;
      color: var(--gray-500);
      margin-top: .35rem;
    }
    .mission-stat-card:first-child .mission-stat-label { color: rgba(255,255,255,.8); }

    /* ── VALUES SECTION ── */
    .values-section {
      padding: 5rem 0;
      background: var(--gray-50);
    }
    .values-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1.5rem;
      margin-top: 3rem;
    }
    .value-card {
      background: var(--white);
      border: 1px solid var(--gray-200);
      border-radius: var(--radius-lg);
      padding: 2rem 1.75rem;
      transition: box-shadow .2s, transform .2s;
    }
    .value-card:hover {
      box-shadow: var(--shadow-lg);
      transform: translateY(-3px);
    }
    .value-icon {
      width: 52px;
      height: 52px;
      background: var(--purple-light);
      border-radius: var(--radius-md);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.4rem;
      margin-bottom: 1.25rem;
    }
    .value-card h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1.05rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .6rem;
    }
    .value-card p {
      font-size: .88rem;
      color: var(--gray-500);
      line-height: 1.75;
    }

    /* ── HOW WE WORK ── */
    .how-we-work {
      padding: 5rem 0;
      background: var(--white);
    }
    .hww-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: start;
      margin-top: 3rem;
    }
    .hww-steps { display: flex; flex-direction: column; gap: 1.5rem; }
    .hww-step {
      display: flex;
      gap: 1.25rem;
      align-items: flex-start;
    }
    .hww-step-num {
      width: 40px;
      height: 40px;
      min-width: 40px;
      background: linear-gradient(135deg, #8c24f3, #6b10d4);
      color: #fff;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Manrope', sans-serif;
      font-weight: 800;
      font-size: .95rem;
    }
    .hww-step-body h4 {
      font-size: 1rem;
      font-weight: 700;
      color: var(--gray-900);
      margin-bottom: .35rem;
    }
    .hww-step-body p {
      font-size: .88rem;
      color: var(--gray-500);
      line-height: 1.75;
    }
    .hww-disclaimer {
      background: var(--gray-50);
      border: 1px solid var(--gray-200);
      border-radius: var(--radius-lg);
      padding: 2rem;
    }
    .hww-disclaimer h4 {
      font-family: 'Manrope', sans-serif;
      font-weight: 800;
      font-size: 1.1rem;
      color: var(--gray-900);
      margin-bottom: .75rem;
    }
    .hww-disclaimer p {
      font-size: .88rem;
      color: var(--gray-500);
      line-height: 1.8;
      margin-bottom: .75rem;
    }
    .hww-disclaimer p:last-child { margin-bottom: 0; }
    .hww-disclaimer ul {
      margin: .75rem 0;
      display: flex;
      flex-direction: column;
      gap: .4rem;
    }
    .hww-disclaimer ul li {
      font-size: .85rem;
      color: var(--gray-700);
      padding-left: 1.1rem;
      position: relative;
    }
    .hww-disclaimer ul li::before {
      content: '✓';
      color: var(--purple);
      font-weight: 700;
      position: absolute;
      left: 0;
    }

    /* ── NETWORK / COMMITMENT ── */
    .network-section {
      padding: 5rem 0;
      background: var(--gray-50);
    }
    .network-inner {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
    }
    .network-content h2 { margin-bottom: 1.25rem; }
    .network-content p {
      font-size: .95rem;
      color: var(--gray-500);
      line-height: 1.8;
      margin-bottom: 1rem;
    }
    .network-checklist {
      display: flex;
      flex-direction: column;
      gap: .75rem;
      margin-top: 1.5rem;
    }
    .net-check-item {
      display: flex;
      align-items: flex-start;
      gap: .75rem;
      font-size: .92rem;
      color: var(--gray-700);
      line-height: 1.6;
    }
    .net-check-icon {
      width: 22px;
      height: 22px;
      min-width: 22px;
      background: var(--purple-light);
      color: var(--purple);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: .7rem;
      font-weight: 800;
      margin-top: .1rem;
    }
    .province-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: .75rem;
    }
    .province-card {
      background: var(--white);
      border: 1px solid var(--gray-200);
      border-radius: var(--radius-md);
      padding: .9rem 1rem;
      font-size: .85rem;
      font-weight: 600;
      color: var(--gray-700);
      display: flex;
      align-items: center;
      gap: .5rem;
    }
    .province-card span { color: var(--purple); }

    /* ── TEAM SECTION ── */
    .team-section {
      padding: 5rem 0;
      background: var(--white);
    }
    .team-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 2rem;
      margin-top: 3rem;
    }
    .team-card {
      text-align: center;
      padding: 2rem 1.5rem;
      border: 1px solid var(--gray-200);
      border-radius: var(--radius-lg);
      transition: box-shadow .2s;
    }
    .team-card:hover { box-shadow: var(--shadow-md); }
    .team-avatar {
      width: 72px;
      height: 72px;
      border-radius: 50%;
      background: linear-gradient(135deg, #8c24f3, #4c0cb8);
      color: #fff;
      font-family: 'Manrope', sans-serif;
      font-weight: 800;
      font-size: 1.3rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1rem;
    }
    .team-name {
      font-family: 'Manrope', sans-serif;
      font-size: 1rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .25rem;
    }
    .team-title {
      font-size: .8rem;
      font-weight: 600;
      color: var(--purple);
      text-transform: uppercase;
      letter-spacing: .06em;
      margin-bottom: .75rem;
    }
    .team-bio {
      font-size: .85rem;
      color: var(--gray-500);
      line-height: 1.7;
    }

    /* ── BOTTOM CTA ── */
    .about-cta {
      background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
      padding: 5rem 0;
      text-align: center;
    }
    .about-cta h2 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(1.8rem, 4vw, 2.6rem);
      font-weight: 800;
      color: #fff;
      line-height: 1.15;
      margin-bottom: 1rem;
    }
    .about-cta p {
      color: rgba(255,255,255,.8);
      font-size: 1.05rem;
      max-width: 520px;
      margin: 0 auto 2rem;
    }
    .about-cta-actions {
      display: flex;
      gap: 1rem;
      flex-wrap: wrap;
      justify-content: center;
    }

    /* ── RESPONSIVE ── */
    @media (max-width: 1024px) {
      .mission-inner,
      .hww-grid,
      .network-inner { grid-template-columns: 1fr; gap: 2.5rem; }
      .team-grid { grid-template-columns: repeat(2, 1fr); }
      .values-grid { grid-template-columns: repeat(2, 1fr); }
    }
    @media (max-width: 640px) {
      .values-grid,
      .team-grid { grid-template-columns: 1fr; }
      .mission-visual { grid-template-columns: 1fr 1fr; }
      .province-grid { grid-template-columns: 1fr; }
      .about-cta-actions { flex-direction: column; align-items: center; }
      .about-cta-actions .btn { width: 100%; max-width: 320px; justify-content: center; }
    }

/* =====================================================
       CONTACT PAGE — Page-specific styles
    ===================================================== */

    /* ---- CONTACT HERO ---- */
    .contact-hero {
      background: linear-gradient(135deg, #f9f5ff 0%, #fafafa 55%, #f0f9ff 100%);
      padding: 5rem 0 4.5rem;
      overflow: hidden;
      position: relative;
    }
    .contact-hero::before {
      content: '';
      position: absolute;
      top: -80px; right: -80px;
      width: 400px; height: 400px;
      background: radial-gradient(circle, rgba(140,36,243,.08) 0%, transparent 70%);
      pointer-events: none;
    }
    .contact-hero-inner {
      display: grid;
      grid-template-columns: 1fr 460px;
      gap: 3.5rem;
      align-items: center;
    }
    .contact-hero-content { padding-top: .5rem; }
    .contact-hero-sub {
      font-size: 1.1rem;
      color: var(--gray-500);
      margin-top: 1.25rem;
      max-width: 520px;
      line-height: 1.7;
    }
    .contact-hero-actions {
      display: flex;
      gap: 1rem;
      flex-wrap: wrap;
      margin-top: 1.75rem;
    }
    .contact-hero-trust {
      display: flex;
      flex-wrap: wrap;
      gap: .5rem;
      margin-top: 1.75rem;
    }
    .trust-pill {
      display: inline-flex;
      align-items: center;
      gap: .4rem;
      font-size: .78rem;
      font-weight: 600;
      color: var(--gray-700);
      background: var(--white);
      border: 1px solid var(--gray-200);
      padding: .35rem .85rem;
      border-radius: var(--radius-full);
      box-shadow: var(--shadow-sm);
    }

    /* ---- HERO ILLUSTRATION CARD ---- */
    .contact-hero-visual {
      position: relative;
    }
    .hero-support-card {
      background: var(--white);
      border-radius: var(--radius-xl);
      box-shadow: var(--shadow-xl);
      padding: 2.5rem 2rem;
      border: 1px solid var(--gray-200);
      position: relative;
      overflow: hidden;
    }
    .hero-support-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 4px;
      background: linear-gradient(90deg, #8c24f3, #4c0cb8);
    }
    .hero-rep-illustration {
      display: flex;
      align-items: center;
      gap: 1.25rem;
      margin-bottom: 1.5rem;
    }
    .hero-avatar-wrap {
      position: relative;
      flex-shrink: 0;
    }
    .hero-avatar {
      width: 72px;
      height: 72px;
      border-radius: 50%;
      background: linear-gradient(135deg, #8c24f3, #6b10d4);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.8rem;
    }
    .hero-avatar-badge {
      position: absolute;
      bottom: 2px; right: 2px;
      width: 18px; height: 18px;
      background: #16a34a;
      border-radius: 50%;
      border: 2px solid var(--white);
    }
    .hero-rep-info h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1rem;
      font-weight: 800;
      color: var(--gray-900);
    }
    .hero-rep-info p {
      font-size: .82rem;
      color: var(--gray-500);
      margin-top: .2rem;
    }
    .hero-rep-info .online-status {
      display: inline-flex;
      align-items: center;
      gap: .35rem;
      font-size: .75rem;
      font-weight: 600;
      color: #16a34a;
      margin-top: .3rem;
    }
    .hero-rep-info .online-dot {
      width: 7px; height: 7px;
      background: #16a34a;
      border-radius: 50%;
    }
    .hero-card-stats {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1rem;
      margin-bottom: 1.5rem;
    }
    .hero-stat {
      background: var(--purple-light);
      border-radius: var(--radius-md);
      padding: .85rem .75rem;
      text-align: center;
    }
    .hero-stat-num {
      font-family: 'Manrope', sans-serif;
      font-size: 1.2rem;
      font-weight: 800;
      color: var(--purple);
    }
    .hero-stat-label {
      font-size: .72rem;
      color: var(--gray-500);
      margin-top: .2rem;
      font-weight: 600;
    }
    .hero-chat-preview {
      display: flex;
      flex-direction: column;
      gap: .6rem;
    }
    .chat-bubble {
      display: inline-flex;
      align-items: center;
      gap: .6rem;
      padding: .65rem .9rem;
      border-radius: var(--radius-lg);
      font-size: .82rem;
      font-weight: 500;
      max-width: 85%;
    }
    .chat-bubble.agent {
      background: var(--purple-light);
      color: var(--gray-700);
      border-bottom-left-radius: 4px;
      align-self: flex-start;
    }
    .chat-bubble.user {
      background: var(--purple);
      color: var(--white);
      border-bottom-right-radius: 4px;
      align-self: flex-end;
    }

    /* ---- CONTACT INFO CARDS ---- */
    .contact-info-section {
      padding: 5rem 0;
      background: var(--gray-50);
    }
    .contact-info-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 1.5rem;
    }
    .contact-info-card {
      background: var(--white);
      border-radius: var(--radius-lg);
      padding: 1.75rem 1.5rem;
      border: 1px solid var(--gray-200);
      box-shadow: var(--shadow-sm);
      text-align: center;
      transition: box-shadow .2s, transform .2s, border-color .2s;
    }
    .contact-info-card:hover {
      box-shadow: var(--shadow-md);
      transform: translateY(-3px);
      border-color: var(--purple-mid);
    }
    .contact-info-icon {
      width: 56px; height: 56px;
      border-radius: 50%;
      background: var(--purple-light);
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1rem;
      font-size: 1.5rem;
    }
    .contact-info-card h3 {
      font-family: 'Manrope', sans-serif;
      font-size: .88rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .5rem;
      text-transform: uppercase;
      letter-spacing: .05em;
    }
    .contact-info-card p {
      font-size: .9rem;
      color: var(--gray-700);
      line-height: 1.6;
    }
    .contact-info-card a {
      color: var(--purple);
      font-weight: 600;
      text-decoration: none;
    }
    .contact-info-card a:hover { text-decoration: underline; }

    /* ---- CONTACT FORM + SIDEBAR ---- */
    .contact-form-section {
      padding: 5rem 0;
      background: var(--white);
    }
    .contact-form-inner {
      display: grid;
      grid-template-columns: 1fr 380px;
      gap: 3.5rem;
      align-items: start;
    }
    .contact-form-card {
      background: var(--white);
      border-radius: var(--radius-xl);
      border: 1px solid var(--gray-200);
      box-shadow: var(--shadow-md);
      padding: 2.5rem;
      position: relative;
      overflow: hidden;
    }
    .contact-form-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 4px;
      background: linear-gradient(90deg, #8c24f3, #4c0cb8);
    }
    .form-title {
      font-family: 'Manrope', sans-serif;
      font-size: 1.4rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .4rem;
    }
    .form-subtitle {
      font-size: .9rem;
      color: var(--gray-500);
      margin-bottom: 1.75rem;
    }
    .form-field-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1rem;
    }
    .form-field {
      display: flex;
      flex-direction: column;
      gap: .4rem;
      margin-bottom: 1rem;
    }
    .form-field label {
      font-size: .82rem;
      font-weight: 700;
      color: var(--gray-700);
    }
    .form-field input,
    .form-field select,
    .form-field textarea {
      width: 100%;
      padding: .75rem 1rem;
      border: 1.5px solid var(--gray-200);
      border-radius: var(--radius-md);
      font-family: inherit;
      font-size: .9rem;
      color: var(--gray-900);
      background: var(--gray-50);
      outline: none;
      transition: border-color .2s, box-shadow .2s, background .2s;
      -webkit-appearance: none;
    }
    .form-field input:focus,
    .form-field select:focus,
    .form-field textarea:focus {
      border-color: var(--purple);
      background: var(--white);
      box-shadow: 0 0 0 3px rgba(140,36,243,.1);
    }
    .form-field textarea {
      resize: vertical;
      min-height: 130px;
    }
    .form-field select { cursor: pointer; }

    .form-submit-row {
      margin-top: .5rem;
    }
    .form-submit-row .btn {
      width: 100%;
      font-size: 1rem;
      padding: 1rem;
    }
    .form-security-row {
      display: flex;
      align-items: center;
      gap: 1.25rem;
      margin-top: 1rem;
      flex-wrap: wrap;
    }
    .form-security-item {
      display: flex;
      align-items: center;
      gap: .4rem;
      font-size: .75rem;
      font-weight: 600;
      color: var(--gray-500);
    }
    .form-security-item span { font-size: .9rem; }

    /* Form sidebar */
    .contact-sidebar {
      display: flex;
      flex-direction: column;
      gap: 1.25rem;
      position: sticky;
      top: calc(var(--nav-h) + 1.5rem);
    }
    .sidebar-card {
      background: var(--white);
      border-radius: var(--radius-lg);
      border: 1px solid var(--gray-200);
      padding: 1.5rem;
      box-shadow: var(--shadow-sm);
    }
    .sidebar-card.purple-bg {
      background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
      border: none;
      color: var(--white);
    }
    .sidebar-card h4 {
      font-family: 'Manrope', sans-serif;
      font-size: .95rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .85rem;
    }
    .sidebar-card.purple-bg h4 { color: var(--white); }
    .sidebar-card.purple-bg p { color: rgba(255,255,255,.85); font-size: .88rem; }
    .sidebar-card .btn-white { margin-top: 1rem; width: 100%; justify-content: center; }
    .sidebar-hours-list {
      display: flex;
      flex-direction: column;
      gap: .6rem;
    }
    .sidebar-hours-item {
      display: flex;
      justify-content: space-between;
      font-size: .85rem;
    }
    .sidebar-hours-item .day { color: var(--gray-700); font-weight: 500; }
    .sidebar-hours-item .time { color: var(--gray-900); font-weight: 700; }
    .sidebar-hours-item .closed { color: var(--gray-400); font-weight: 600; }
    .sidebar-divider { height: 1px; background: var(--gray-200); margin: .6rem 0; }
    .response-badge {
      display: inline-flex;
      align-items: center;
      gap: .4rem;
      background: var(--green-light);
      color: var(--green);
      font-size: .78rem;
      font-weight: 700;
      padding: .3rem .75rem;
      border-radius: var(--radius-full);
      margin-top: .75rem;
    }

    /* ---- WHY CONTACT SECTION ---- */
    .why-contact-section {
      padding: 5rem 0;
      background: var(--gray-50);
    }
    .why-contact-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 1.5rem;
    }
    .why-card {
      background: var(--white);
      border-radius: var(--radius-lg);
      padding: 1.75rem 1.5rem;
      border: 1px solid var(--gray-200);
      box-shadow: var(--shadow-sm);
      transition: box-shadow .2s, transform .2s, border-color .2s;
    }
    .why-card:hover {
      box-shadow: var(--shadow-md);
      transform: translateY(-3px);
      border-color: var(--purple-mid);
    }
    .why-card-icon {
      width: 50px; height: 50px;
      border-radius: var(--radius-md);
      background: var(--purple-light);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.4rem;
      margin-bottom: 1rem;
      transition: background .2s;
    }
    .why-card:hover .why-card-icon { background: var(--purple-mid); }
    .why-card h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .5rem;
    }
    .why-card p {
      font-size: .87rem;
      color: var(--gray-500);
      line-height: 1.7;
    }

    /* ---- MAP / PROVINCES SECTION ---- */
    .map-section {
      padding: 5rem 0;
      background: var(--white);
    }
    .canada-map-card {
      background: linear-gradient(135deg, #f9f5ff 0%, #f0f9ff 100%);
      border-radius: var(--radius-xl);
      border: 1px solid var(--purple-mid);
      padding: 3rem 2.5rem;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .canada-map-card::before {
      content: '🇨🇦';
      position: absolute;
      top: -20px; right: -10px;
      font-size: 8rem;
      opacity: .07;
      pointer-events: none;
    }
    .canada-map-card h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1.5rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .6rem;
    }
    .canada-map-card p {
      color: var(--gray-500);
      margin-bottom: 2rem;
      max-width: 480px;
      margin-left: auto;
      margin-right: auto;
    }
    .province-grid {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: .75rem;
      max-width: 760px;
      margin: 0 auto;
    }
    .province-tag {
      display: inline-flex;
      align-items: center;
      gap: .45rem;
      background: var(--white);
      border: 1.5px solid var(--purple-mid);
      border-radius: var(--radius-full);
      padding: .5rem 1rem;
      font-size: .84rem;
      font-weight: 700;
      color: var(--purple);
      box-shadow: var(--shadow-sm);
      transition: background .2s, border-color .2s;
    }
    .province-tag:hover {
      background: var(--purple-light);
      border-color: var(--purple);
    }
    .canada-map-svg {
      max-width: 580px;
      margin: 0 auto 2rem;
    }

    /* ---- TRUST BADGES SECTION ---- */
    .trust-section {
      padding: 4rem 0;
      background: var(--gray-50);
      border-top: 1px solid var(--gray-200);
    }
    .trust-badges-grid {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      align-items: center;
      gap: 1.5rem;
    }
    .trust-badge-card {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: .5rem;
      background: var(--white);
      border-radius: var(--radius-lg);
      padding: 1.25rem 1.75rem;
      border: 1px solid var(--gray-200);
      box-shadow: var(--shadow-sm);
      text-align: center;
      min-width: 150px;
      transition: box-shadow .2s, transform .2s;
    }
    .trust-badge-card:hover {
      box-shadow: var(--shadow-md);
      transform: translateY(-2px);
    }
    .trust-badge-emoji { font-size: 1.75rem; }
    .trust-badge-label {
      font-size: .8rem;
      font-weight: 700;
      color: var(--gray-700);
    }

    /* ---- SUCCESS MESSAGE ---- */
    .form-success {
      display: none;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      text-align: center;
      padding: 2rem;
      gap: 1rem;
    }
    .form-success.visible { display: flex; }
    .form-success-icon {
      width: 64px; height: 64px;
      border-radius: 50%;
      background: var(--green-light);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.75rem;
    }
    .form-success h3 {
      font-family: 'Manrope', sans-serif;
      font-weight: 800;
      color: var(--gray-900);
    }
    .form-success p { font-size: .9rem; color: var(--gray-500); }

    /* ---- BREADCRUMB ---- */
    .breadcrumb {
      padding: .85rem 0;
      background: var(--white);
      border-bottom: 1px solid var(--gray-100);
    }
    .breadcrumb-list {
      display: flex;
      align-items: center;
      gap: .4rem;
      font-size: .8rem;
      color: var(--gray-500);
    }
    .breadcrumb-list a { color: var(--gray-500); text-decoration: none; transition: color .15s; }
    .breadcrumb-list a:hover { color: var(--purple); }
    .breadcrumb-sep { color: var(--gray-400); }
    .breadcrumb-current { color: var(--gray-900); font-weight: 600; }

    /* ---- RESPONSIVE ---- */
    @media (max-width: 1024px) {
      .contact-hero-inner { grid-template-columns: 1fr; }
      .hero-support-card { max-width: 520px; }
      .contact-info-grid { grid-template-columns: repeat(2, 1fr); }
      .why-contact-grid { grid-template-columns: repeat(2, 1fr); }
      .contact-form-inner { grid-template-columns: 1fr; }
      .contact-sidebar { position: static; }
    }

    @media (max-width: 820px) {
      .contact-hero { padding: 3rem 0 2.5rem; }
      .contact-form-card { padding: 1.75rem 1.25rem; }
    }

    @media (max-width: 580px) {
      .contact-info-grid { grid-template-columns: 1fr; }
      .why-contact-grid { grid-template-columns: 1fr; }
      .form-field-row { grid-template-columns: 1fr; }
      .contact-hero-actions { flex-direction: column; }
      .contact-hero-actions .btn { width: 100%; justify-content: center; }
      .hero-card-stats { grid-template-columns: repeat(3, 1fr); }
    }

/* ── FAQ Page-specific styles ── */

    /* Hero */
    .faq-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #6d1cc0 60%, #4b0fa0 100%);
      padding: 80px 0 60px;
      text-align: center;
      color: #fff;
    }
    .faq-hero .eyebrow {
      display: inline-block;
      background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25);
      border-radius: 50px;
      padding: 5px 18px;
      font-size: .78rem;
      font-weight: 600;
      letter-spacing: .08em;
      text-transform: uppercase;
      color: #e9d5ff;
      margin-bottom: 18px;
    }
    .faq-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2rem, 5vw, 3rem);
      font-weight: 800;
      margin: 0 0 16px;
    }
    .faq-hero p {
      font-size: 1.08rem;
      color: rgba(255,255,255,.82);
      max-width: 580px;
      margin: 0 auto 28px;
      line-height: 1.65;
    }
    .faq-hero .hero-badges {
      display: flex;
      gap: 10px;
      justify-content: center;
      flex-wrap: wrap;
      margin-top: 10px;
    }
    .faq-hero .hero-badge {
      background: rgba(255,255,255,.12);
      border: 1px solid rgba(255,255,255,.2);
      border-radius: 50px;
      padding: 5px 14px;
      font-size: .78rem;
      color: #e9d5ff;
      font-weight: 500;
    }

    /* Category chips */
    .faq-categories {
      padding: 36px 0 0;
    }
    .faq-categories .container {
      display: flex;
      gap: 10px;
      flex-wrap: wrap;
      justify-content: center;
    }
    .cat-chip {
      background: #f3e8ff;
      color: #7e22ce;
      border: 1px solid #d8b4fe;
      border-radius: 50px;
      padding: 7px 18px;
      font-size: .82rem;
      font-weight: 600;
      cursor: pointer;
      transition: background .2s, color .2s;
      text-decoration: none;
    }
    .cat-chip:hover, .cat-chip.active {
      background: #8c24f3;
      color: #fff;
      border-color: #8c24f3;
    }

    /* FAQ full-page section */
    .faq-full {
      padding: 48px 0 72px;
      background: #fafafa;
    }
    .faq-full .section-header {
      text-align: center;
      margin-bottom: 48px;
    }
    .faq-full .section-header h2 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(1.5rem, 3.5vw, 2.2rem);
      font-weight: 800;
      color: #1a1a2e;
      margin: 8px 0 12px;
    }
    .faq-full .section-header p {
      color: #555;
      font-size: .98rem;
    }

    /* Two-column layout on desktop */
    .faq-cols {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 16px;
      align-items: start;
    }
    @media (max-width: 768px) {
      .faq-cols { grid-template-columns: 1fr; }
    }

    /* Override / supplement base faq-item for this page */
    .faq-full .faq-item {
      background: #fff;
      border: 1px solid #ede9f6;
      border-radius: 14px;
      margin-bottom: 0;
      overflow: hidden;
      box-shadow: 0 2px 8px rgba(140,36,243,.05);
      transition: box-shadow .2s;
    }
    .faq-full .faq-item:hover {
      box-shadow: 0 4px 20px rgba(140,36,243,.1);
    }
    .faq-full .faq-item.open {
      border-color: #c084fc;
      box-shadow: 0 4px 20px rgba(140,36,243,.13);
    }
    .faq-full .faq-question {
      width: 100%;
      background: none;
      border: none;
      padding: 18px 20px;
      text-align: left;
      font-size: .95rem;
      font-weight: 600;
      color: #1a1a2e;
      cursor: pointer;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 12px;
      line-height: 1.4;
    }
    .faq-full .faq-question:hover { color: #8c24f3; }
    .faq-full .faq-item.open .faq-question { color: #8c24f3; }
    .faq-full .faq-icon {
      flex-shrink: 0;
      width: 26px;
      height: 26px;
      border-radius: 50%;
      background: #f3e8ff;
      color: #8c24f3;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      font-weight: 700;
      transition: background .2s, transform .25s;
      line-height: 1;
    }
    .faq-full .faq-item.open .faq-icon {
      background: #8c24f3;
      color: #fff;
      transform: rotate(45deg);
    }
    .faq-full .faq-answer {
      max-height: 0;
      overflow: hidden;
      transition: max-height .35s ease, padding .25s ease;
    }
    .faq-full .faq-item.open .faq-answer {
      max-height: 400px;
    }
    .faq-full .faq-answer p {
      padding: 0 20px 18px;
      font-size: .92rem;
      color: #444;
      line-height: 1.7;
      margin: 0;
      border-top: 1px solid #f0e8fd;
      padding-top: 14px;
    }

    /* Number badge on each question */
    .faq-num {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-width: 24px;
      height: 24px;
      border-radius: 50%;
      background: #f3e8ff;
      color: #8c24f3;
      font-size: .72rem;
      font-weight: 700;
      margin-right: 10px;
      flex-shrink: 0;
    }
    .faq-question-text {
      flex: 1;
    }

/* ══════════════════════════════════════════════
       PAGE HERO
    ══════════════════════════════════════════════ */
    .hiw-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
      padding: 5.5rem 0 4.5rem;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .hiw-hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }
    .hiw-hero-inner {
      position: relative;
      max-width: 700px;
      margin: 0 auto;
    }
    .hiw-hero .eyebrow { color: rgba(255,255,255,.75); }
    .hiw-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2.1rem, 5vw, 3.2rem);
      font-weight: 800;
      color: #fff;
      line-height: 1.1;
      letter-spacing: -.02em;
      margin: .5rem 0 1.25rem;
    }
    .hiw-hero p {
      font-size: 1.08rem;
      color: rgba(255,255,255,.85);
      line-height: 1.75;
      max-width: 580px;
      margin: 0 auto 2rem;
    }
    .hiw-hero-actions {
      display: flex;
      gap: 1rem;
      flex-wrap: wrap;
      justify-content: center;
      margin-bottom: 2.25rem;
    }
    .hiw-hero-badges {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: .75rem;
    }
    .hiw-hero-badge {
      background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25);
      color: #fff;
      font-size: .79rem;
      font-weight: 600;
      padding: .4rem 1rem;
      border-radius: 999px;
    }

    /* ══════════════════════════════════════════════
       STEPS SECTION
    ══════════════════════════════════════════════ */
    .steps-section {
      padding: 5.5rem 0;
      background: var(--white);
    }
    .steps-detailed {
      display: flex;
      flex-direction: column;
      gap: 0;
      margin-top: 3.5rem;
      position: relative;
    }
    /* Vertical connector line */
    .steps-detailed::before {
      content: '';
      position: absolute;
      left: 35px;
      top: 70px;
      bottom: 70px;
      width: 2px;
      background: linear-gradient(to bottom, #8c24f3 0%, #c084fc 100%);
      opacity: .25;
    }
    .step-row {
      display: grid;
      grid-template-columns: 72px 1fr;
      gap: 1.75rem;
      align-items: start;
      padding: 2.5rem 0;
      border-bottom: 1px solid var(--gray-100);
    }
    .step-row:last-child { border-bottom: none; }
    .step-circle {
      width: 72px;
      height: 72px;
      min-width: 72px;
      border-radius: 50%;
      background: linear-gradient(135deg, #8c24f3, #6b10d4);
      display: flex;
      align-items: center;
      justify-content: center;
      box-shadow: 0 4px 20px rgba(140,36,243,.35);
      position: relative;
      z-index: 1;
    }
    .step-num-label {
      position: absolute;
      top: -8px;
      right: -8px;
      width: 22px;
      height: 22px;
      background: var(--white);
      border: 2px solid #8c24f3;
      border-radius: 50%;
      font-family: 'Manrope', sans-serif;
      font-size: .72rem;
      font-weight: 800;
      color: #8c24f3;
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .step-body { padding-top: .25rem; }
    .step-tag {
      display: inline-block;
      font-size: .72rem;
      font-weight: 700;
      letter-spacing: .08em;
      text-transform: uppercase;
      color: var(--purple);
      background: var(--purple-light);
      padding: .25rem .75rem;
      border-radius: 999px;
      margin-bottom: .75rem;
    }
    .step-body h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1.25rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .6rem;
      line-height: 1.25;
    }
    .step-body > p {
      font-size: .95rem;
      color: var(--gray-500);
      line-height: 1.8;
      margin-bottom: 1.1rem;
      max-width: 640px;
    }
    .step-features {
      display: flex;
      flex-wrap: wrap;
      gap: .5rem;
    }
    .step-feat {
      display: inline-flex;
      align-items: center;
      gap: .4rem;
      font-size: .82rem;
      font-weight: 600;
      color: var(--gray-700);
      background: var(--gray-50);
      border: 1px solid var(--gray-200);
      padding: .35rem .85rem;
      border-radius: 999px;
    }
    .step-feat::before {
      content: '✓';
      color: var(--purple);
      font-weight: 800;
      font-size: .78rem;
    }

    /* ══════════════════════════════════════════════
       TIMELINE BAR
    ══════════════════════════════════════════════ */
    .timeline-section {
      padding: 4rem 0;
      background: var(--gray-50);
    }
    .timeline-bar {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 0;
      margin-top: 2.5rem;
      position: relative;
    }
    .timeline-bar::before {
      content: '';
      position: absolute;
      top: 28px;
      left: 12.5%;
      right: 12.5%;
      height: 2px;
      background: linear-gradient(to right, #8c24f3, #c084fc);
    }
    .timeline-step {
      text-align: center;
      padding: 0 .5rem;
      position: relative;
    }
    .timeline-dot {
      width: 56px;
      height: 56px;
      border-radius: 50%;
      background: linear-gradient(135deg, #8c24f3, #6b10d4);
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1rem;
      font-size: 1.3rem;
      box-shadow: 0 4px 16px rgba(140,36,243,.3);
      position: relative;
      z-index: 1;
    }
    .timeline-label {
      font-family: 'Manrope', sans-serif;
      font-size: .88rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .25rem;
    }
    .timeline-sub {
      font-size: .75rem;
      color: var(--gray-500);
      line-height: 1.5;
    }
    .timeline-time {
      margin-top: 2rem;
      text-align: center;
      font-size: .9rem;
      color: var(--gray-500);
    }
    .timeline-time strong { color: var(--purple); }

    /* ══════════════════════════════════════════════
       WHO CAN APPLY
    ══════════════════════════════════════════════ */
    .eligibility-hiw {
      padding: 5rem 0;
      background: var(--white);
    }
    .elig-hiw-inner {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
    }
    .elig-hiw-content h2 { margin-bottom: 1rem; }
    .elig-hiw-content > p {
      font-size: .95rem;
      color: var(--gray-500);
      line-height: 1.8;
      margin-bottom: 1.75rem;
    }
    .elig-hiw-list {
      display: flex;
      flex-direction: column;
      gap: .9rem;
    }
    .elig-hiw-item {
      display: flex;
      align-items: center;
      gap: .9rem;
      font-size: .94rem;
      color: var(--gray-700);
      font-weight: 500;
    }
    .elig-hiw-check {
      width: 28px;
      height: 28px;
      min-width: 28px;
      background: var(--purple-light);
      color: var(--purple);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 800;
      font-size: .78rem;
    }
    .elig-hiw-visual {
      background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
      border-radius: var(--radius-xl);
      padding: 2.5rem;
      color: #fff;
    }
    .elig-hiw-visual h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1.2rem;
      font-weight: 800;
      margin-bottom: 1.5rem;
    }
    .elig-hiw-stats {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1rem;
    }
    .elig-stat {
      background: rgba(255,255,255,.12);
      border: 1px solid rgba(255,255,255,.2);
      border-radius: var(--radius-md);
      padding: 1.25rem 1rem;
      text-align: center;
    }
    .elig-stat-num {
      font-family: 'Manrope', sans-serif;
      font-size: 1.5rem;
      font-weight: 800;
      color: #fff;
      line-height: 1;
      margin-bottom: .3rem;
    }
    .elig-stat-label {
      font-size: .75rem;
      color: rgba(255,255,255,.75);
      font-weight: 600;
    }
    .elig-hiw-note {
      margin-top: 1.25rem;
      background: rgba(255,255,255,.1);
      border-radius: var(--radius-md);
      padding: 1rem 1.1rem;
      font-size: .82rem;
      color: rgba(255,255,255,.85);
      line-height: 1.7;
    }

    /* ══════════════════════════════════════════════
       WHY CHOOSE
    ══════════════════════════════════════════════ */
    .why-section {
      padding: 5rem 0;
      background: var(--gray-50);
    }
    .why-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1.5rem;
      margin-top: 3rem;
    }
    .why-card {
      background: var(--white);
      border: 1px solid var(--gray-200);
      border-radius: var(--radius-lg);
      padding: 1.75rem 1.5rem;
      transition: box-shadow .2s, transform .2s;
    }
    .why-card:hover {
      box-shadow: var(--shadow-lg);
      transform: translateY(-3px);
    }
    .why-icon {
      width: 48px;
      height: 48px;
      background: var(--purple-light);
      border-radius: var(--radius-md);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.3rem;
      margin-bottom: 1.1rem;
    }
    .why-card h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1rem;
      font-weight: 800;
      color: var(--gray-900);
      margin-bottom: .5rem;
    }
    .why-card p {
      font-size: .87rem;
      color: var(--gray-500);
      line-height: 1.75;
    }

    /* ══════════════════════════════════════════════
       FAQ
    ══════════════════════════════════════════════ */
    .faq-hiw {
      padding: 5rem 0;
      background: var(--white);
    }

    /* ══════════════════════════════════════════════
       BOTTOM CTA
    ══════════════════════════════════════════════ */
    .hiw-cta {
      background: linear-gradient(135deg, #8c24f3 0%, #4c0cb8 100%);
      padding: 5rem 0;
      text-align: center;
    }
    .hiw-cta h2 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(1.8rem, 4vw, 2.6rem);
      font-weight: 800;
      color: #fff;
      line-height: 1.15;
      margin-bottom: 1rem;
    }
    .hiw-cta p {
      color: rgba(255,255,255,.82);
      font-size: 1.05rem;
      max-width: 520px;
      margin: 0 auto 2rem;
    }
    .hiw-cta-actions {
      display: flex;
      gap: 1rem;
      flex-wrap: wrap;
      justify-content: center;
    }

    /* ══════════════════════════════════════════════
       RESPONSIVE
    ══════════════════════════════════════════════ */
    @media (max-width: 1024px) {
      .elig-hiw-inner { grid-template-columns: 1fr; gap: 2.5rem; }
      .why-grid { grid-template-columns: repeat(2, 1fr); }
    }
    @media (max-width: 820px) {
      .timeline-bar { grid-template-columns: repeat(2, 1fr); row-gap: 2rem; }
      .timeline-bar::before { display: none; }
    }
    @media (max-width: 640px) {
      .steps-detailed::before { display: none; }
      .step-row { grid-template-columns: 56px 1fr; gap: 1.1rem; }
      .step-circle { width: 56px; height: 56px; min-width: 56px; }
      .why-grid { grid-template-columns: 1fr; }
      .timeline-bar { grid-template-columns: 1fr; }
      .elig-hiw-stats { grid-template-columns: 1fr 1fr; }
      .hiw-hero-actions { flex-direction: column; align-items: center; }
      .hiw-hero-actions .btn { width: 100%; max-width: 320px; justify-content: center; }
      .hiw-cta-actions { flex-direction: column; align-items: center; }
      .hiw-cta-actions .btn { width: 100%; max-width: 320px; justify-content: center; }
    }


/* -- NAV DROPDOWN (same as editorial page) -- */
    .nav-dropdown { position: relative; }
    .nav-dropdown-btn {
      background: none; border: none; cursor: pointer;
      font-family: var(--font-body); font-size: .9rem; font-weight: 500;
      color: var(--gray-700); display: flex; align-items: center; gap: .3rem;
      padding: 0; transition: color var(--transition);
    }
    .nav-dropdown-btn:hover { color: var(--purple); }
    .dropdown-arrow { font-size: .7rem; transition: transform .2s; }
    .nav-dropdown.open .dropdown-arrow { transform: rotate(180deg); }
    .nav-dropdown-menu {
      display: none; position: absolute; top: calc(100% + 12px); left: 50%;
      transform: translateX(-50%); background: #fff;
      border: 1px solid var(--gray-100); border-radius: 16px;
      box-shadow: 0 12px 40px rgba(140,36,243,.15); min-width: 260px;
      padding: .5rem; z-index: 999;
    }
    .nav-dropdown.open .nav-dropdown-menu { display: block; }
    .nav-dropdown-menu a {
      display: flex; align-items: center; gap: .75rem;
      padding: .65rem .85rem; border-radius: 10px;
      transition: background .15s; text-decoration: none;
    }
    .nav-dropdown-menu a:hover { background: var(--purple-light); }
    .dd-lord-icon { flex-shrink: 0; }
    .nav-dropdown-menu a span:last-child strong {
      display: block; font-size: .85rem; font-weight: 700; color: var(--gray-900);
    }
    .nav-dropdown-menu a span:last-child small {
      display: block; font-size: .75rem; color: var(--gray-500); margin-top: .1rem;
    }
    .mobile-nav-cta {
      display: none; padding: 1rem 0 .5rem;
      gap: .6rem; flex-direction: column;
    }
    @media (max-width: 768px) {
      .nav-links.nav-open { display: flex; flex-direction: column; position: absolute;
        top: 64px; left: 0; right: 0; background: #fff;
        border-bottom: 1px solid var(--gray-100); padding: 1rem 20px 1.5rem;
        box-shadow: 0 8px 24px rgba(0,0,0,.08); z-index: 700; }
      .mobile-nav-cta { display: flex; }
      .nav-dropdown-menu { position: static; transform: none; box-shadow: none;
        border: 1px solid var(--gray-100); border-radius: 12px; margin-top: .4rem; }
      .nav-dropdown.open .nav-dropdown-menu { display: block; }
    }

    /* -- BREADCRUMB -- */
    .breadcrumb {
      padding: .85rem 0; background: #fff;
      border-bottom: 1px solid #f0f0f0;
    }
    .breadcrumb-list {
      display: flex; align-items: center; gap: .4rem;
      font-size: .8rem; color: #888; list-style: none; margin: 0; padding: 0;
    }
    .breadcrumb-list a { color: #888; text-decoration: none; transition: color .15s; }
    .breadcrumb-list a:hover { color: var(--purple); }
    .breadcrumb-sep { color: #ccc; }
    .breadcrumb-current { color: var(--gray-900); font-weight: 600; }

    /* -- HERO -- */
    .tc-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #6d1cc0 60%, #4b0fa0 100%);
      padding: 80px 0 60px; text-align: center; color: #fff;
    }
    .tc-hero .eyebrow-pill {
      display: inline-block;
      background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25);
      border-radius: 50px; padding: 5px 18px;
      font-size: .78rem; font-weight: 600; letter-spacing: .08em;
      text-transform: uppercase; color: #e9d5ff; margin-bottom: 18px;
    }
    .tc-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800; margin: 0 0 16px;
    }
    .tc-hero p {
      font-size: 1.08rem; color: rgba(255,255,255,.82);
      max-width: 600px; margin: 0 auto 28px; line-height: 1.65;
    }
    .tc-hero .hero-badges {
      display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-top: 10px;
    }
    .tc-hero .hero-badge {
      background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2);
      border-radius: 50px; padding: 5px 14px; font-size: .78rem;
      color: #e9d5ff; font-weight: 500;
    }

    /* -- BODY LAYOUT -- */
    .tc-body { padding: 56px 0 80px; background: #fafafa; }
    .tc-layout {
      display: grid; grid-template-columns: 1fr 280px;
      gap: 3rem; align-items: start;
    }

    /* -- ARTICLE -- */
    .tc-article {
      background: #fff; border-radius: 18px;
      border: 1px solid #ede9f6;
      box-shadow: 0 2px 16px rgba(140,36,243,.06);
      padding: 2.75rem 2.5rem;
    }
    .tc-article .last-updated {
      display: inline-flex; align-items: center; gap: .4rem;
      background: #f3e8ff; color: #7e22ce;
      border: 1px solid #d8b4fe; border-radius: 50px;
      padding: 4px 14px; font-size: .76rem; font-weight: 600; margin-bottom: 1.5rem;
    }
    .tc-article h2 {
      font-family: 'Manrope', sans-serif; font-size: 1.35rem; font-weight: 800;
      color: #1a1a2e; margin: 2.25rem 0 .75rem;
      padding-top: 2rem; border-top: 1px solid #f0e8fd;
      display: flex; align-items: center; gap: .6rem;
    }
    .tc-article h2:first-of-type { margin-top: 0; padding-top: 0; border-top: none; }
    .tc-article h2 .sec-icon {
      display: inline-flex; align-items: center; justify-content: center;
      width: 36px; height: 36px; border-radius: 10px;
      background: #f3e8ff; font-size: 1.05rem; flex-shrink: 0;
    }
    .tc-article h3 {
      font-family: 'Manrope', sans-serif; font-size: 1rem; font-weight: 700;
      color: #8c24f3; margin: 1.5rem 0 .5rem;
      text-transform: uppercase; letter-spacing: .05em;
    }
    .tc-article p {
      font-size: .95rem; color: #444; line-height: 1.8; margin-bottom: 1rem;
    }
    .tc-article ul, .tc-article ol {
      padding-left: 1.25rem; margin-bottom: 1rem;
    }
    .tc-article li {
      font-size: .93rem; color: #444; line-height: 1.75; margin-bottom: .45rem;
    }
    .tc-article a { color: #8c24f3; font-weight: 600; text-decoration: none; }
    .tc-article a:hover { text-decoration: underline; }
    .tc-article strong { color: #1a1a2e; }

    /* callout box */
    .tc-callout {
      background: linear-gradient(135deg, #f3e8ff 0%, #faf5ff 100%);
      border: 1.5px solid #c084fc; border-radius: 14px;
      padding: 1.25rem 1.4rem; margin: 1.5rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-callout .callout-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: .05rem; }
    .tc-callout p { margin: 0; font-size: .9rem; color: #4b0fa0; font-weight: 500; line-height: 1.65; }
    .tc-callout strong { color: #6d1cc0; }

    /* warning box */
    .tc-warning {
      background: #fef9ec; border: 1.5px solid #fde68a;
      border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-warning .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-warning p { margin: 0; font-size: .9rem; color: #92400e; font-weight: 500; line-height: 1.65; }

    /* rate table */
    .tc-table {
      width: 100%; border-collapse: collapse;
      margin: 1rem 0 1.25rem; border-radius: 12px; overflow: hidden;
      border: 1px solid #ede9f6;
    }
    .tc-table thead { background: #8c24f3; color: #fff; }
    .tc-table thead th {
      padding: .75rem 1rem; text-align: left;
      font-size: .82rem; font-weight: 700; letter-spacing: .04em;
    }
    .tc-table tbody tr { border-bottom: 1px solid #f0e8fd; }
    .tc-table tbody tr:last-child { border-bottom: none; }
    .tc-table tbody tr:hover { background: #faf5ff; }
    .tc-table td { padding: .7rem 1rem; font-size: .88rem; color: #444; }
    .tc-table td:first-child { font-weight: 600; color: #1a1a2e; }

    /* contact box */
    .tc-contact-box {
      background: #fff; border: 1.5px solid #ede9f6;
      border-radius: 14px; padding: 1.25rem 1.4rem;
      margin-top: 1.5rem; display: flex;
      align-items: center; gap: 1rem; flex-wrap: wrap;
    }
    .tc-contact-box .contact-icon { font-size: 1.75rem; }
    .tc-contact-box-text h4 {
      font-family: 'Manrope', sans-serif; font-size: .95rem;
      font-weight: 800; color: #1a1a2e; margin-bottom: .2rem;
    }
    .tc-contact-box-text p { font-size: .85rem; color: #666; margin: 0; }

    /* -- SIDEBAR -- */
    .tc-sidebar { display: flex; flex-direction: column; gap: 1.25rem; position: sticky; top: 80px; }
    .tc-sidebar-card {
      background: #fff; border-radius: 14px;
      border: 1px solid #ede9f6;
      box-shadow: 0 2px 10px rgba(140,36,243,.05); padding: 1.4rem;
    }
    .tc-sidebar-card.purple {
      background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); border: none;
    }
    .tc-sidebar-card h4 {
      font-family: 'Manrope', sans-serif; font-size: .9rem;
      font-weight: 800; color: #1a1a2e; margin-bottom: 1rem;
    }
    .tc-sidebar-card.purple h4,
    .tc-sidebar-card.purple p { color: #fff; }
    .tc-sidebar-card.purple p { opacity: .88; font-size: .85rem; margin-bottom: 1rem; }

    /* TOC */
    .tc-toc { display: flex; flex-direction: column; gap: .3rem; }
    .tc-toc a {
      display: flex; align-items: center; gap: .5rem;
      font-size: .83rem; font-weight: 500; color: #555;
      text-decoration: none; padding: .45rem .6rem; border-radius: 8px;
      transition: background .15s, color .15s; border-left: 2px solid transparent;
    }
    .tc-toc a:hover, .tc-toc a.active {
      background: #f3e8ff; color: #8c24f3; border-left-color: #8c24f3;
    }
    .tc-toc .toc-num {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 20px; height: 20px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; font-size: .7rem; font-weight: 700; flex-shrink: 0;
    }

    /* Trust list */
    .tc-trust-list { display: flex; flex-direction: column; gap: .6rem; }
    .tc-trust-item { display: flex; align-items: center; gap: .6rem; font-size: .83rem; font-weight: 600; color: #444; }
    .tc-trust-item .ti-dot { width: 8px; height: 8px; border-radius: 50%; background: #8c24f3; flex-shrink: 0; }

    /* FAQ inside article (same style as ep-faq) */
    .tc-faq-section { padding: 48px 0 64px; background: #fff; }
    .tc-faq-section .section-header { text-align: center; margin-bottom: 40px; }
    .tc-faq-section .section-header h2 {
      font-family: 'Manrope', sans-serif; font-size: clamp(1.5rem, 3vw, 2.1rem);
      font-weight: 800; color: #1a1a2e; margin: 8px 0 12px;
    }
    .tc-faq-section .section-header p { color: #555; font-size: .97rem; }
    .tc-faq-list { max-width: 820px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
    .tc-faq-item {
      background: #fff; border: 1px solid #ede9f6; border-radius: 14px;
      overflow: hidden; box-shadow: 0 2px 8px rgba(140,36,243,.05); transition: box-shadow .2s;
    }
    .tc-faq-item:hover { box-shadow: 0 4px 20px rgba(140,36,243,.1); }
    .tc-faq-item.open { border-color: #c084fc; box-shadow: 0 4px 20px rgba(140,36,243,.13); }
    .tc-faq-btn {
      width: 100%; background: none; border: none; padding: 18px 20px;
      text-align: left; font-size: .95rem; font-weight: 600; color: #1a1a2e;
      cursor: pointer; display: flex; justify-content: space-between;
      align-items: center; gap: 12px; line-height: 1.4; font-family: var(--font-body);
    }
    .tc-faq-btn:hover { color: #8c24f3; }
    .tc-faq-item.open .tc-faq-btn { color: #8c24f3; }
    .tc-faq-icon {
      flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; display: flex; align-items: center;
      justify-content: center; font-size: 1.1rem; font-weight: 700;
      transition: background .2s, transform .25s; line-height: 1;
    }
    .tc-faq-item.open .tc-faq-icon { background: #8c24f3; color: #fff; transform: rotate(45deg); }
    .tc-faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
    .tc-faq-item.open .tc-faq-answer { max-height: 500px; }
    .tc-faq-answer p {
      padding: 14px 20px 18px; font-size: .92rem; color: #444;
      line-height: 1.7; margin: 0; border-top: 1px solid #f0e8fd;
    }
    .faq-q-num {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 24px; height: 24px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; font-size: .72rem;
      font-weight: 700; margin-right: 10px; flex-shrink: 0;
    }
    .faq-q-text { flex: 1; }

    /* Responsive */
    @media (max-width: 1024px) {
      .tc-layout { grid-template-columns: 1fr; }
      .tc-sidebar { position: static; }
    }
    @media (max-width: 640px) {
      .tc-article { padding: 1.75rem 1.25rem; }
    }



 /* -- CSS VARIABLES -- */
    :root {
      --purple: #8c24f3;
      --purple-light: #f3e8ff;
      --gray-100: #f0f0f0;
      --gray-500: #888;
      --gray-700: #555;
      --gray-900: #1a1a2e;
      --font-body: 'Inter', sans-serif;
      --transition: .2s ease;
    }

    /* -- NAV DROPDOWN -- */
    .nav-dropdown { position: relative; }
    .nav-dropdown-btn {
      background: none; border: none; cursor: pointer;
      font-family: var(--font-body); font-size: .9rem; font-weight: 500;
      color: var(--gray-700); display: flex; align-items: center; gap: .3rem;
      padding: 0; transition: color var(--transition);
    }
    .nav-dropdown-btn:hover { color: var(--purple); }
    .dropdown-arrow { font-size: .7rem; transition: transform .2s; }
    .nav-dropdown.open .dropdown-arrow { transform: rotate(180deg); }
    .nav-dropdown-menu {
      display: none; position: absolute; top: calc(100% + 12px); left: 50%;
      transform: translateX(-50%); background: #fff;
      border: 1px solid var(--gray-100); border-radius: 16px;
      box-shadow: 0 12px 40px rgba(140,36,243,.15); min-width: 260px;
      padding: .5rem; z-index: 999;
    }
    .nav-dropdown.open .nav-dropdown-menu { display: block; }
    .nav-dropdown-menu a {
      display: flex; align-items: center; gap: .75rem;
      padding: .65rem .85rem; border-radius: 10px;
      transition: background .15s; text-decoration: none;
    }
    .nav-dropdown-menu a:hover { background: var(--purple-light); }
    .dd-lord-icon { flex-shrink: 0; }
    .nav-dropdown-menu a span:last-child strong {
      display: block; font-size: .85rem; font-weight: 700; color: var(--gray-900);
    }
    .nav-dropdown-menu a span:last-child small {
      display: block; font-size: .75rem; color: var(--gray-500); margin-top: .1rem;
    }
    .mobile-nav-cta {
      display: none; padding: 1rem 0 .5rem;
      gap: .6rem; flex-direction: column;
    }
    @media (max-width: 768px) {
      .nav-links.nav-open { display: flex; flex-direction: column; position: absolute;
        top: 64px; left: 0; right: 0; background: #fff;
        border-bottom: 1px solid var(--gray-100); padding: 1rem 20px 1.5rem;
        box-shadow: 0 8px 24px rgba(0,0,0,.08); z-index: 700; }
      .mobile-nav-cta { display: flex; }
      .nav-dropdown-menu { position: static; transform: none; box-shadow: none;
        border: 1px solid var(--gray-100); border-radius: 12px; margin-top: .4rem; }
      .nav-dropdown.open .nav-dropdown-menu { display: block; }
    }

    /* -- BREADCRUMB -- */
    .breadcrumb { padding: .85rem 0; background: #fff; border-bottom: 1px solid #f0f0f0; }
    .breadcrumb-list {
      display: flex; align-items: center; gap: .4rem;
      font-size: .8rem; color: #888; list-style: none; margin: 0; padding: 0;
    }
    .breadcrumb-list a { color: #888; text-decoration: none; transition: color .15s; }
    .breadcrumb-list a:hover { color: var(--purple); }
    .breadcrumb-sep { color: #ccc; }
    .breadcrumb-current { color: var(--gray-900); font-weight: 600; }

    /* -- HERO -- */
    .tc-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #6d1cc0 60%, #4b0fa0 100%);
      padding: 80px 0 60px; text-align: center; color: #fff;
    }
    .tc-hero .eyebrow-pill {
      display: inline-block; background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25); border-radius: 50px;
      padding: 5px 18px; font-size: .78rem; font-weight: 600;
      letter-spacing: .08em; text-transform: uppercase; color: #e9d5ff; margin-bottom: 18px;
    }
    .tc-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800; margin: 0 0 16px;
    }
    .tc-hero p {
      font-size: 1.08rem; color: rgba(255,255,255,.82);
      max-width: 600px; margin: 0 auto 28px; line-height: 1.65;
    }
    .tc-hero .hero-badges { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-top: 10px; }
    .tc-hero .hero-badge {
      background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2);
      border-radius: 50px; padding: 5px 14px; font-size: .78rem; color: #e9d5ff; font-weight: 500;
    }

    /* -- BODY LAYOUT -- */
    .tc-body { padding: 56px 0 80px; background: #fafafa; }
    .tc-layout { display: grid; grid-template-columns: 1fr 280px; gap: 3rem; align-items: start; }

    /* -- ARTICLE -- */
    .tc-article {
      background: #fff; border-radius: 18px; border: 1px solid #ede9f6;
      box-shadow: 0 2px 16px rgba(140,36,243,.06); padding: 2.75rem 2.5rem;
    }
    .tc-article .last-updated {
      display: inline-flex; align-items: center; gap: .4rem;
      background: #f3e8ff; color: #7e22ce; border: 1px solid #d8b4fe;
      border-radius: 50px; padding: 4px 14px; font-size: .76rem; font-weight: 600; margin-bottom: 1.5rem;
    }
    .tc-article h2 {
      font-family: 'Manrope', sans-serif; font-size: 1.35rem; font-weight: 800;
      color: #1a1a2e; margin: 2.25rem 0 .75rem; padding-top: 2rem;
      border-top: 1px solid #f0e8fd; display: flex; align-items: center; gap: .6rem;
    }
    .tc-article h2:first-of-type { margin-top: 0; padding-top: 0; border-top: none; }
    .tc-article h2 .sec-icon {
      display: inline-flex; align-items: center; justify-content: center;
      width: 36px; height: 36px; border-radius: 10px;
      background: #f3e8ff; font-size: 1.05rem; flex-shrink: 0;
    }
    .tc-article h3 {
      font-family: 'Manrope', sans-serif; font-size: 1rem; font-weight: 700;
      color: #8c24f3; margin: 1.5rem 0 .5rem; text-transform: uppercase; letter-spacing: .05em;
    }
    .tc-article p { font-size: .95rem; color: #444; line-height: 1.8; margin-bottom: 1rem; }
    .tc-article ul, .tc-article ol { padding-left: 1.25rem; margin-bottom: 1rem; }
    .tc-article li { font-size: .93rem; color: #444; line-height: 1.75; margin-bottom: .45rem; }
    .tc-article a { color: #8c24f3; font-weight: 600; text-decoration: none; }
    .tc-article a:hover { text-decoration: underline; }
    .tc-article strong { color: #1a1a2e; }

    /* callout box */
    .tc-callout {
      background: linear-gradient(135deg, #f3e8ff 0%, #faf5ff 100%);
      border: 1.5px solid #c084fc; border-radius: 14px;
      padding: 1.25rem 1.4rem; margin: 1.5rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-callout .callout-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: .05rem; }
    .tc-callout p { margin: 0; font-size: .9rem; color: #4b0fa0; font-weight: 500; line-height: 1.65; }
    .tc-callout strong { color: #6d1cc0; }

    /* warning box */
    .tc-warning {
      background: #fef9ec; border: 1.5px solid #fde68a;
      border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-warning .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-warning p { margin: 0; font-size: .9rem; color: #92400e; font-weight: 500; line-height: 1.65; }

    /* info box */
    .tc-info {
      background: #eff6ff; border: 1.5px solid #93c5fd;
      border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-info .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-info p { margin: 0; font-size: .9rem; color: #1e40af; font-weight: 500; line-height: 1.65; }

    /* cookie table */
    .tc-table {
      width: 100%; border-collapse: collapse;
      margin: 1rem 0 1.25rem; border-radius: 12px; overflow: hidden;
      border: 1px solid #ede9f6;
    }
    .tc-table thead { background: #8c24f3; color: #fff; }
    .tc-table thead th {
      padding: .75rem 1rem; text-align: left;
      font-size: .82rem; font-weight: 700; letter-spacing: .04em;
    }
    .tc-table tbody tr { border-bottom: 1px solid #f0e8fd; }
    .tc-table tbody tr:last-child { border-bottom: none; }
    .tc-table tbody tr:hover { background: #faf5ff; }
    .tc-table td { padding: .7rem 1rem; font-size: .88rem; color: #444; vertical-align: top; }
    .tc-table td:first-child { font-weight: 600; color: #1a1a2e; white-space: nowrap; }

    /* cookie type badge */
    .cookie-badge {
      display: inline-block; border-radius: 50px; padding: 2px 10px;
      font-size: .72rem; font-weight: 700; letter-spacing: .04em;
    }
    .cookie-badge.essential { background: #dcfce7; color: #166534; }
    .cookie-badge.analytics { background: #dbeafe; color: #1e40af; }
    .cookie-badge.marketing { background: #fef3c7; color: #92400e; }
    .cookie-badge.preference { background: #f3e8ff; color: #6d1cc0; }

    /* contact box */
    .tc-contact-box {
      background: #fff; border: 1.5px solid #ede9f6;
      border-radius: 14px; padding: 1.25rem 1.4rem;
      margin-top: 1.5rem; display: flex; align-items: center; gap: 1rem; flex-wrap: wrap;
    }
    .tc-contact-box .contact-icon { font-size: 1.75rem; }
    .tc-contact-box-text h4 {
      font-family: 'Manrope', sans-serif; font-size: .95rem;
      font-weight: 800; color: #1a1a2e; margin-bottom: .2rem;
    }
    .tc-contact-box-text p { font-size: .85rem; color: #666; margin: 0; }

    /* browser steps */
    .browser-steps { display: flex; flex-direction: column; gap: .6rem; margin: 1rem 0; }
    .browser-step {
      display: flex; align-items: flex-start; gap: .85rem;
      background: #faf5ff; border: 1px solid #ede9f6;
      border-radius: 10px; padding: .75rem 1rem;
    }
    .browser-step .browser-icon { font-size: 1.2rem; flex-shrink: 0; margin-top: .05rem; }
    .browser-step-text { font-size: .88rem; color: #444; line-height: 1.55; }
    .browser-step-text strong { color: #1a1a2e; display: block; margin-bottom: .15rem; }

    /* -- SIDEBAR -- */
    .tc-sidebar { display: flex; flex-direction: column; gap: 1.25rem; position: sticky; top: 80px; }
    .tc-sidebar-card {
      background: #fff; border-radius: 14px; border: 1px solid #ede9f6;
      box-shadow: 0 2px 10px rgba(140,36,243,.05); padding: 1.4rem;
    }
    .tc-sidebar-card.purple {
      background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); border: none;
    }
    .tc-sidebar-card h4 {
      font-family: 'Manrope', sans-serif; font-size: .9rem;
      font-weight: 800; color: #1a1a2e; margin-bottom: 1rem;
    }
    .tc-sidebar-card.purple h4, .tc-sidebar-card.purple p { color: #fff; }
    .tc-sidebar-card.purple p { opacity: .88; font-size: .85rem; margin-bottom: 1rem; }

    /* TOC */
    .tc-toc { display: flex; flex-direction: column; gap: .3rem; }
    .tc-toc a {
      display: flex; align-items: center; gap: .5rem; font-size: .83rem; font-weight: 500;
      color: #555; text-decoration: none; padding: .45rem .6rem; border-radius: 8px;
      transition: background .15s, color .15s; border-left: 2px solid transparent;
    }
    .tc-toc a:hover, .tc-toc a.active { background: #f3e8ff; color: #8c24f3; border-left-color: #8c24f3; }
    .tc-toc .toc-num {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 20px; height: 20px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; font-size: .7rem; font-weight: 700; flex-shrink: 0;
    }

    /* Trust list */
    .tc-trust-list { display: flex; flex-direction: column; gap: .6rem; }
    .tc-trust-item { display: flex; align-items: center; gap: .6rem; font-size: .83rem; font-weight: 600; color: #444; }
    .tc-trust-item .ti-dot { width: 8px; height: 8px; border-radius: 50%; background: #8c24f3; flex-shrink: 0; }

    /* FAQ */
    .tc-faq-section { padding: 48px 0 64px; background: #fff; }
    .tc-faq-section .section-header { text-align: center; margin-bottom: 40px; }
    .tc-faq-section .section-header h2 {
      font-family: 'Manrope', sans-serif; font-size: clamp(1.5rem, 3vw, 2.1rem);
      font-weight: 800; color: #1a1a2e; margin: 8px 0 12px;
    }
    .tc-faq-section .section-header p { color: #555; font-size: .97rem; }
    .tc-faq-list { max-width: 820px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
    .tc-faq-item {
      background: #fff; border: 1px solid #ede9f6; border-radius: 14px;
      overflow: hidden; box-shadow: 0 2px 8px rgba(140,36,243,.05); transition: box-shadow .2s;
    }
    .tc-faq-item:hover { box-shadow: 0 4px 20px rgba(140,36,243,.1); }
    .tc-faq-item.open { border-color: #c084fc; box-shadow: 0 4px 20px rgba(140,36,243,.13); }
    .tc-faq-btn {
      width: 100%; background: none; border: none; padding: 18px 20px;
      text-align: left; font-size: .95rem; font-weight: 600; color: #1a1a2e;
      cursor: pointer; display: flex; justify-content: space-between;
      align-items: center; gap: 12px; line-height: 1.4; font-family: var(--font-body);
    }
    .tc-faq-btn:hover { color: #8c24f3; }
    .tc-faq-item.open .tc-faq-btn { color: #8c24f3; }
    .tc-faq-icon {
      flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; display: flex; align-items: center;
      justify-content: center; font-size: 1.1rem; font-weight: 700;
      transition: background .2s, transform .25s; line-height: 1;
    }
    .tc-faq-item.open .tc-faq-icon { background: #8c24f3; color: #fff; transform: rotate(45deg); }
    .tc-faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
    .tc-faq-item.open .tc-faq-answer { max-height: 500px; }
    .tc-faq-answer p {
      padding: 14px 20px 18px; font-size: .92rem; color: #444;
      line-height: 1.7; margin: 0; border-top: 1px solid #f0e8fd;
    }
    .faq-q-num {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 24px; height: 24px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; font-size: .72rem;
      font-weight: 700; margin-right: 10px; flex-shrink: 0;
    }
    .faq-q-text { flex: 1; }

    /* -- NAV BASE -- */
    .nav { position: sticky; top: 0; z-index: 800; background: #fff; border-bottom: 1px solid #f0f0f0; box-shadow: 0 1px 8px rgba(0,0,0,.06); }
    .nav-inner { max-width: 1200px; margin: 0 auto; padding: 0 20px; height: 64px; display: flex; align-items: center; justify-content: space-between; }
    .logo { display: flex; align-items: center; gap: .5rem; font-family: 'Manrope', sans-serif; font-weight: 800; font-size: 1.1rem; color: #1a1a2e; text-decoration: none; }
    .logo-dot { color: #8c24f3; }
    .nav-links { display: flex; align-items: center; gap: 1.75rem; }
    .nav-links a { font-size: .9rem; font-weight: 500; color: #555; text-decoration: none; transition: color .2s; }
    .nav-links a:hover { color: #8c24f3; }
    .nav-cta { display: flex; gap: .6rem; }
    .btn { display: inline-flex; align-items: center; justify-content: center; border-radius: 50px; font-family: var(--font-body); font-weight: 600; font-size: .88rem; text-decoration: none; cursor: pointer; border: none; transition: all .2s; padding: .55rem 1.2rem; }
    .btn-primary { background: #8c24f3; color: #fff; }
    .btn-primary:hover { background: #7a1fd9; }
    .btn-outline { background: transparent; color: #8c24f3; border: 1.5px solid #8c24f3; }
    .btn-outline:hover { background: #f3e8ff; }
    .btn-white { background: #fff; color: #8c24f3; font-weight: 700; }
    .btn-white:hover { background: #f3e8ff; }
    .btn-lg { padding: .75rem 1.75rem; font-size: .95rem; }
    .hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
    .hamburger span { display: block; width: 22px; height: 2px; background: #444; border-radius: 2px; }
    @media (max-width: 768px) { .nav-links { display: none; } .nav-cta { display: none; } .hamburger { display: flex; } }

    /* -- CONTAINER -- */
    .container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

    /* -- BOTTOM CTA -- */
    .bottom-cta { background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); padding: 64px 0; text-align: center; color: #fff; }
    .bottom-cta-inner h2 { font-family: 'Manrope', sans-serif; font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: 800; margin-bottom: 14px; }
    .bottom-cta-inner p { font-size: 1rem; opacity: .88; margin-bottom: 28px; }
    .bottom-cta-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-bottom: 28px; }
    .bottom-trust { display: flex; gap: 18px; justify-content: center; flex-wrap: wrap; }
    .bottom-trust-item { font-size: .82rem; font-weight: 600; opacity: .85; }

    /* -- DISCLAIMER -- */
    .disclaimer-section { background: #fafafa; padding: 32px 0; }
    .disclaimer-box { background: #fff; border: 1px solid #ede9f6; border-radius: 14px; padding: 1.5rem 1.75rem; }
    .disclaimer-box h4 { font-family: 'Manrope', sans-serif; font-size: .9rem; font-weight: 800; color: #1a1a2e; margin-bottom: .5rem; }
    .disclaimer-box p { font-size: .83rem; color: #555; line-height: 1.7; margin: 0; }

    /* -- FOOTER -- */
    footer { background: #1a1a2e; color: rgba(255,255,255,.75); padding: 56px 0 0; }
    .footer-inner { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 3rem; padding-bottom: 40px; }
    .footer-brand .logo { color: #fff; }
    .footer-brand p { font-size: .85rem; line-height: 1.7; margin: 1rem 0; opacity: .75; }
    .footer-badges-row { display: flex; gap: .5rem; flex-wrap: wrap; }
    .footer-badge { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 50px; padding: 3px 10px; font-size: .72rem; font-weight: 600; color: rgba(255,255,255,.7); }
    .footer-col h4 { font-family: 'Manrope', sans-serif; font-size: .85rem; font-weight: 800; color: #fff; margin-bottom: .85rem; letter-spacing: .04em; text-transform: uppercase; }
    .footer-links { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: .5rem; }
    .footer-links a { font-size: .84rem; color: rgba(255,255,255,.6); text-decoration: none; transition: color .15s; }
    .footer-links a:hover { color: #c084fc; }
    .footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: .75rem; }
    .footer-bottom p { font-size: .78rem; opacity: .55; margin: 0; }
    .footer-badges { display: flex; gap: .5rem; }
    @media (max-width: 768px) { .footer-inner { grid-template-columns: 1fr; gap: 2rem; } }

    /* -- STICKY MOBILE CTA -- */
    .sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; background: #fff; border-top: 1px solid #ede9f6; box-shadow: 0 -4px 20px rgba(0,0,0,.08); padding: .75rem 16px; z-index: 900; }
    .sticky-cta-inner { display: flex; gap: .6rem; }
    .sticky-cta-inner .btn { flex: 1; }
    @media (max-width: 768px) { .sticky-cta { display: block; } }

    /* -- RESPONSIVE -- */
    @media (max-width: 1024px) { .tc-layout { grid-template-columns: 1fr; } .tc-sidebar { position: static; } }
    @media (max-width: 640px) { .tc-article { padding: 1.75rem 1.25rem; } }


/* -- Editorial Policy � Page-specific styles -- */

    /* Hero � same purple gradient as FAQ */
    .ep-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #6d1cc0 60%, #4b0fa0 100%);
      padding: 80px 0 60px;
      text-align: center;
      color: #fff;
    }
    .ep-hero .eyebrow {
      display: inline-block;
      background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25);
      border-radius: 50px;
      padding: 5px 18px;
      font-size: .78rem;
      font-weight: 600;
      letter-spacing: .08em;
      text-transform: uppercase;
      color: #e9d5ff;
      margin-bottom: 18px;
    }
    .ep-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2rem, 5vw, 3rem);
      font-weight: 800;
      margin: 0 0 16px;
    }
    .ep-hero p {
      font-size: 1.08rem;
      color: rgba(255,255,255,.82);
      max-width: 600px;
      margin: 0 auto 28px;
      line-height: 1.65;
    }
    .ep-hero .hero-badges {
      display: flex;
      gap: 10px;
      justify-content: center;
      flex-wrap: wrap;
      margin-top: 10px;
    }
    .ep-hero .hero-badge {
      background: rgba(255,255,255,.12);
      border: 1px solid rgba(255,255,255,.2);
      border-radius: 50px;
      padding: 5px 14px;
      font-size: .78rem;
      color: #e9d5ff;
      font-weight: 500;
    }

    /* Breadcrumb */
    .breadcrumb {
      padding: .85rem 0;
      background: #fff;
      border-bottom: 1px solid #f0f0f0;
    }
    .breadcrumb-list {
      display: flex;
      align-items: center;
      gap: .4rem;
      font-size: .8rem;
      color: #888;
      list-style: none;
      margin: 0; padding: 0;
    }
    .breadcrumb-list a { color: #888; text-decoration: none; transition: color .15s; }
    .breadcrumb-list a:hover { color: #8c24f3; }
    .breadcrumb-sep { color: #ccc; }
    .breadcrumb-current { color: #1a1a2e; font-weight: 600; }

    /* -- MAIN CONTENT LAYOUT -- */
    .ep-body {
      padding: 56px 0 80px;
      background: #fafafa;
    }
    .ep-layout {
      display: grid;
      grid-template-columns: 1fr 280px;
      gap: 3rem;
      align-items: start;
    }

    /* -- CONTENT ARTICLE -- */
    .ep-article {
      background: #fff;
      border-radius: 18px;
      border: 1px solid #ede9f6;
      box-shadow: 0 2px 16px rgba(140,36,243,.06);
      padding: 2.75rem 2.5rem;
    }
    .ep-article .last-updated {
      display: inline-flex;
      align-items: center;
      gap: .4rem;
      background: #f3e8ff;
      color: #7e22ce;
      border: 1px solid #d8b4fe;
      border-radius: 50px;
      padding: 4px 14px;
      font-size: .76rem;
      font-weight: 600;
      margin-bottom: 1.5rem;
    }

    /* Section headings inside article */
    .ep-article h2 {
      font-family: 'Manrope', sans-serif;
      font-size: 1.35rem;
      font-weight: 800;
      color: #1a1a2e;
      margin: 2.25rem 0 .75rem;
      padding-top: 2rem;
      border-top: 1px solid #f0e8fd;
      display: flex;
      align-items: center;
      gap: .6rem;
    }
    .ep-article h2:first-of-type {
      margin-top: 0;
      padding-top: 0;
      border-top: none;
    }
    .ep-article h2 .sec-icon {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 36px; height: 36px;
      border-radius: 10px;
      background: #f3e8ff;
      font-size: 1.05rem;
      flex-shrink: 0;
    }
    .ep-article h3 {
      font-family: 'Manrope', sans-serif;
      font-size: 1rem;
      font-weight: 700;
      color: #8c24f3;
      margin: 1.5rem 0 .5rem;
      text-transform: uppercase;
      letter-spacing: .05em;
    }
    .ep-article p {
      font-size: .95rem;
      color: #444;
      line-height: 1.8;
      margin-bottom: 1rem;
    }
    .ep-article ul, .ep-article ol {
      padding-left: 1.25rem;
      margin-bottom: 1rem;
    }
    .ep-article li {
      font-size: .93rem;
      color: #444;
      line-height: 1.75;
      margin-bottom: .45rem;
    }
    .ep-article a {
      color: #8c24f3;
      font-weight: 600;
      text-decoration: none;
    }
    .ep-article a:hover { text-decoration: underline; }
    .ep-article strong { color: #1a1a2e; }

    /* Principle cards grid */
    .ep-principles-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1rem;
      margin: 1.25rem 0 1.5rem;
    }
    .ep-principle-card {
      background: #f9f5ff;
      border: 1px solid #ede9f6;
      border-radius: 12px;
      padding: 1.1rem 1rem;
      transition: border-color .2s, box-shadow .2s;
    }
    .ep-principle-card:hover {
      border-color: #c084fc;
      box-shadow: 0 4px 14px rgba(140,36,243,.1);
    }
    .ep-principle-card .pc-icon { font-size: 1.3rem; margin-bottom: .4rem; }
    .ep-principle-card h4 {
      font-family: 'Manrope', sans-serif;
      font-size: .88rem;
      font-weight: 800;
      color: #1a1a2e;
      margin-bottom: .3rem;
    }
    .ep-principle-card p {
      font-size: .82rem;
      color: #666;
      line-height: 1.6;
      margin: 0;
    }

    /* Process steps */
    .ep-steps {
      display: flex;
      flex-direction: column;
      gap: .85rem;
      margin: 1.25rem 0 1.5rem;
    }
    .ep-step {
      display: flex;
      gap: 1rem;
      align-items: flex-start;
      background: #f9f5ff;
      border: 1px solid #ede9f6;
      border-radius: 12px;
      padding: 1rem 1.1rem;
    }
    .ep-step-num {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-width: 32px;
      height: 32px;
      border-radius: 50%;
      background: #8c24f3;
      color: #fff;
      font-size: .8rem;
      font-weight: 700;
      flex-shrink: 0;
    }
    .ep-step-content h4 {
      font-family: 'Manrope', sans-serif;
      font-size: .9rem;
      font-weight: 800;
      color: #1a1a2e;
      margin-bottom: .25rem;
    }
    .ep-step-content p {
      font-size: .84rem;
      color: #555;
      margin: 0;
      line-height: 1.65;
    }

    /* Callout highlight box */
    .ep-callout {
      background: linear-gradient(135deg, #f3e8ff 0%, #faf5ff 100%);
      border: 1.5px solid #c084fc;
      border-radius: 14px;
      padding: 1.25rem 1.4rem;
      margin: 1.5rem 0;
      display: flex;
      gap: .85rem;
      align-items: flex-start;
    }
    .ep-callout .callout-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: .05rem; }
    .ep-callout p { margin: 0; font-size: .9rem; color: #4b0fa0; font-weight: 500; line-height: 1.65; }
    .ep-callout strong { color: #6d1cc0; }

    /* Contact inline box */
    .ep-contact-box {
      background: #fff;
      border: 1.5px solid #ede9f6;
      border-radius: 14px;
      padding: 1.25rem 1.4rem;
      margin-top: 2rem;
      display: flex;
      align-items: center;
      gap: 1rem;
      flex-wrap: wrap;
    }
    .ep-contact-box .contact-icon { font-size: 1.75rem; }
    .ep-contact-box-text h4 {
      font-family: 'Manrope', sans-serif;
      font-size: .95rem;
      font-weight: 800;
      color: #1a1a2e;
      margin-bottom: .2rem;
    }
    .ep-contact-box-text p { font-size: .85rem; color: #666; margin: 0; }

    /* -- SIDEBAR -- */
    .ep-sidebar {
      display: flex;
      flex-direction: column;
      gap: 1.25rem;
      position: sticky;
      top: 80px;
    }
    .ep-sidebar-card {
      background: #fff;
      border-radius: 14px;
      border: 1px solid #ede9f6;
      box-shadow: 0 2px 10px rgba(140,36,243,.05);
      padding: 1.4rem;
    }
    .ep-sidebar-card.purple {
      background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%);
      border: none;
    }
    .ep-sidebar-card h4 {
      font-family: 'Manrope', sans-serif;
      font-size: .9rem;
      font-weight: 800;
      color: #1a1a2e;
      margin-bottom: 1rem;
    }
    .ep-sidebar-card.purple h4,
    .ep-sidebar-card.purple p { color: #fff; }
    .ep-sidebar-card.purple p { opacity: .88; font-size: .85rem; margin-bottom: 1rem; }

    /* TOC links */
    .ep-toc {
      display: flex;
      flex-direction: column;
      gap: .3rem;
    }
    .ep-toc a {
      display: flex;
      align-items: center;
      gap: .5rem;
      font-size: .83rem;
      font-weight: 500;
      color: #555;
      text-decoration: none;
      padding: .45rem .6rem;
      border-radius: 8px;
      transition: background .15s, color .15s;
      border-left: 2px solid transparent;
    }
    .ep-toc a:hover {
      background: #f3e8ff;
      color: #8c24f3;
      border-left-color: #8c24f3;
    }
    .ep-toc .toc-num {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-width: 20px;
      height: 20px;
      border-radius: 50%;
      background: #f3e8ff;
      color: #8c24f3;
      font-size: .7rem;
      font-weight: 700;
      flex-shrink: 0;
    }

    /* Trust badges sidebar */
    .ep-trust-list {
      display: flex;
      flex-direction: column;
      gap: .6rem;
    }
    .ep-trust-item {
      display: flex;
      align-items: center;
      gap: .6rem;
      font-size: .83rem;
      font-weight: 600;
      color: #444;
    }
    .ep-trust-item .ti-dot {
      width: 8px; height: 8px;
      border-radius: 50%;
      background: #8c24f3;
      flex-shrink: 0;
    }

    /* FAQ section */
    .ep-faq {
      padding: 48px 0 64px;
      background: #fff;
    }
    .ep-faq .section-header {
      text-align: center;
      margin-bottom: 40px;
    }
    .ep-faq .section-header h2 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(1.5rem, 3vw, 2.1rem);
      font-weight: 800;
      color: #1a1a2e;
      margin: 8px 0 12px;
    }
    .ep-faq .section-header p { color: #555; font-size: .97rem; }

    .ep-faq-list {
      max-width: 820px;
      margin: 0 auto;
      display: flex;
      flex-direction: column;
      gap: 10px;
    }
    .ep-faq .faq-item {
      background: #fff;
      border: 1px solid #ede9f6;
      border-radius: 14px;
      overflow: hidden;
      box-shadow: 0 2px 8px rgba(140,36,243,.05);
      transition: box-shadow .2s;
    }
    .ep-faq .faq-item:hover { box-shadow: 0 4px 20px rgba(140,36,243,.1); }
    .ep-faq .faq-item.open {
      border-color: #c084fc;
      box-shadow: 0 4px 20px rgba(140,36,243,.13);
    }
    .ep-faq .faq-question {
      width: 100%;
      background: none;
      border: none;
      padding: 18px 20px;
      text-align: left;
      font-size: .95rem;
      font-weight: 600;
      color: #1a1a2e;
      cursor: pointer;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 12px;
      line-height: 1.4;
    }
    .ep-faq .faq-question:hover { color: #8c24f3; }
    .ep-faq .faq-item.open .faq-question { color: #8c24f3; }
    .ep-faq .faq-icon {
      flex-shrink: 0;
      width: 26px; height: 26px;
      border-radius: 50%;
      background: #f3e8ff;
      color: #8c24f3;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      font-weight: 700;
      transition: background .2s, transform .25s;
      line-height: 1;
    }
    .ep-faq .faq-item.open .faq-icon {
      background: #8c24f3;
      color: #fff;
      transform: rotate(45deg);
    }
    .ep-faq .faq-answer {
      max-height: 0;
      overflow: hidden;
      transition: max-height .35s ease, padding .25s ease;
    }
    .ep-faq .faq-item.open .faq-answer { max-height: 400px; }
    .ep-faq .faq-answer p {
      padding: 14px 20px 18px;
      font-size: .92rem;
      color: #444;
      line-height: 1.7;
      margin: 0;
      border-top: 1px solid #f0e8fd;
    }
    .ep-faq .faq-num {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-width: 24px;
      height: 24px;
      border-radius: 50%;
      background: #f3e8ff;
      color: #8c24f3;
      font-size: .72rem;
      font-weight: 700;
      margin-right: 10px;
      flex-shrink: 0;
    }
    .ep-faq .faq-question-text { flex: 1; }

    /* Responsive */
    @media (max-width: 1024px) {
      .ep-layout { grid-template-columns: 1fr; }
      .ep-sidebar { position: static; }
    }
    @media (max-width: 640px) {
      .ep-article { padding: 1.75rem 1.25rem; }
      .ep-principles-grid { grid-template-columns: 1fr; }
    }

/* -- CSS VARIABLES (fallback if style.css not loaded) -- */
    :root {
      --purple: #8c24f3;
      --purple-light: #f3e8ff;
      --gray-100: #f0f0f0;
      --gray-500: #888;
      --gray-700: #555;
      --gray-900: #1a1a2e;
      --font-body: 'Inter', sans-serif;
      --transition: .2s ease;
    }

    /* -- NAV DROPDOWN -- */
    .nav-dropdown { position: relative; }
    .nav-dropdown-btn {
      background: none; border: none; cursor: pointer;
      font-family: var(--font-body); font-size: .9rem; font-weight: 500;
      color: var(--gray-700); display: flex; align-items: center; gap: .3rem;
      padding: 0; transition: color var(--transition);
    }
    .nav-dropdown-btn:hover { color: var(--purple); }
    .dropdown-arrow { font-size: .7rem; transition: transform .2s; }
    .nav-dropdown.open .dropdown-arrow { transform: rotate(180deg); }
    .nav-dropdown-menu {
      display: none; position: absolute; top: calc(100% + 12px); left: 50%;
      transform: translateX(-50%); background: #fff;
      border: 1px solid var(--gray-100); border-radius: 16px;
      box-shadow: 0 12px 40px rgba(140,36,243,.15); min-width: 260px;
      padding: .5rem; z-index: 999;
    }
    .nav-dropdown.open .nav-dropdown-menu { display: block; }
    .nav-dropdown-menu a {
      display: flex; align-items: center; gap: .75rem;
      padding: .65rem .85rem; border-radius: 10px;
      transition: background .15s; text-decoration: none;
    }
    .nav-dropdown-menu a:hover { background: var(--purple-light); }
    .dd-lord-icon { flex-shrink: 0; }
    .nav-dropdown-menu a span:last-child strong {
      display: block; font-size: .85rem; font-weight: 700; color: var(--gray-900);
    }
    .nav-dropdown-menu a span:last-child small {
      display: block; font-size: .75rem; color: var(--gray-500); margin-top: .1rem;
    }
    .mobile-nav-cta {
      display: none; padding: 1rem 0 .5rem;
      gap: .6rem; flex-direction: column;
    }
    @media (max-width: 768px) {
      .nav-links.nav-open { display: flex; flex-direction: column; position: absolute;
        top: 64px; left: 0; right: 0; background: #fff;
        border-bottom: 1px solid var(--gray-100); padding: 1rem 20px 1.5rem;
        box-shadow: 0 8px 24px rgba(0,0,0,.08); z-index: 700; }
      .mobile-nav-cta { display: flex; }
      .nav-dropdown-menu { position: static; transform: none; box-shadow: none;
        border: 1px solid var(--gray-100); border-radius: 12px; margin-top: .4rem; }
      .nav-dropdown.open .nav-dropdown-menu { display: block; }
    }

    /* -- BREADCRUMB -- */
    .breadcrumb {
      padding: .85rem 0; background: #fff;
      border-bottom: 1px solid #f0f0f0;
    }
    .breadcrumb-list {
      display: flex; align-items: center; gap: .4rem;
      font-size: .8rem; color: #888; list-style: none; margin: 0; padding: 0;
    }
    .breadcrumb-list a { color: #888; text-decoration: none; transition: color .15s; }
    .breadcrumb-list a:hover { color: var(--purple); }
    .breadcrumb-sep { color: #ccc; }
    .breadcrumb-current { color: var(--gray-900); font-weight: 600; }

    /* -- HERO -- */
    .tc-hero {
      background: linear-gradient(135deg, #8c24f3 0%, #6d1cc0 60%, #4b0fa0 100%);
      padding: 80px 0 60px; text-align: center; color: #fff;
    }
    .tc-hero .eyebrow-pill {
      display: inline-block;
      background: rgba(255,255,255,.15);
      border: 1px solid rgba(255,255,255,.25);
      border-radius: 50px; padding: 5px 18px;
      font-size: .78rem; font-weight: 600; letter-spacing: .08em;
      text-transform: uppercase; color: #e9d5ff; margin-bottom: 18px;
    }
    .tc-hero h1 {
      font-family: 'Manrope', sans-serif;
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800; margin: 0 0 16px;
    }
    .tc-hero p {
      font-size: 1.08rem; color: rgba(255,255,255,.82);
      max-width: 600px; margin: 0 auto 28px; line-height: 1.65;
    }
    .tc-hero .hero-badges {
      display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-top: 10px;
    }
    .tc-hero .hero-badge {
      background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2);
      border-radius: 50px; padding: 5px 14px; font-size: .78rem;
      color: #e9d5ff; font-weight: 500;
    }

    /* -- BODY LAYOUT -- */
    .tc-body { padding: 56px 0 80px; background: #fafafa; }
    .tc-layout {
      display: grid; grid-template-columns: 1fr 280px;
      gap: 3rem; align-items: start;
    }

    /* -- ARTICLE -- */
    .tc-article {
      background: #fff; border-radius: 18px;
      border: 1px solid #ede9f6;
      box-shadow: 0 2px 16px rgba(140,36,243,.06);
      padding: 2.75rem 2.5rem;
    }
    .tc-article .last-updated {
      display: inline-flex; align-items: center; gap: .4rem;
      background: #f3e8ff; color: #7e22ce;
      border: 1px solid #d8b4fe; border-radius: 50px;
      padding: 4px 14px; font-size: .76rem; font-weight: 600; margin-bottom: 1.5rem;
    }
    .tc-article h2 {
      font-family: 'Manrope', sans-serif; font-size: 1.35rem; font-weight: 800;
      color: #1a1a2e; margin: 2.25rem 0 .75rem;
      padding-top: 2rem; border-top: 1px solid #f0e8fd;
      display: flex; align-items: center; gap: .6rem;
    }
    .tc-article h2:first-of-type { margin-top: 0; padding-top: 0; border-top: none; }
    .tc-article h2 .sec-icon {
      display: inline-flex; align-items: center; justify-content: center;
      width: 36px; height: 36px; border-radius: 10px;
      background: #f3e8ff; font-size: 1.05rem; flex-shrink: 0;
    }
    .tc-article h3 {
      font-family: 'Manrope', sans-serif; font-size: 1rem; font-weight: 700;
      color: #8c24f3; margin: 1.5rem 0 .5rem;
      text-transform: uppercase; letter-spacing: .05em;
    }
    .tc-article p {
      font-size: .95rem; color: #444; line-height: 1.8; margin-bottom: 1rem;
    }
    .tc-article ul, .tc-article ol {
      padding-left: 1.25rem; margin-bottom: 1rem;
    }
    .tc-article li {
      font-size: .93rem; color: #444; line-height: 1.75; margin-bottom: .45rem;
    }
    .tc-article a { color: #8c24f3; font-weight: 600; text-decoration: none; }
    .tc-article a:hover { text-decoration: underline; }
    .tc-article strong { color: #1a1a2e; }

    /* callout box */
    .tc-callout {
      background: linear-gradient(135deg, #f3e8ff 0%, #faf5ff 100%);
      border: 1.5px solid #c084fc; border-radius: 14px;
      padding: 1.25rem 1.4rem; margin: 1.5rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-callout .callout-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: .05rem; }
    .tc-callout p { margin: 0; font-size: .9rem; color: #4b0fa0; font-weight: 500; line-height: 1.65; }
    .tc-callout strong { color: #6d1cc0; }

    /* warning box */
    .tc-warning {
      background: #fef9ec; border: 1.5px solid #fde68a;
      border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-warning .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-warning p { margin: 0; font-size: .9rem; color: #92400e; font-weight: 500; line-height: 1.65; }

    /* info box */
    .tc-info {
      background: #eff6ff; border: 1.5px solid #93c5fd;
      border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0;
      display: flex; gap: .85rem; align-items: flex-start;
    }
    .tc-info .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-info p { margin: 0; font-size: .9rem; color: #1e40af; font-weight: 500; line-height: 1.65; }

    /* data table */
    .tc-table {
      width: 100%; border-collapse: collapse;
      margin: 1rem 0 1.25rem; border-radius: 12px; overflow: hidden;
      border: 1px solid #ede9f6;
    }
    .tc-table thead { background: #8c24f3; color: #fff; }
    .tc-table thead th {
      padding: .75rem 1rem; text-align: left;
      font-size: .82rem; font-weight: 700; letter-spacing: .04em;
    }
    .tc-table tbody tr { border-bottom: 1px solid #f0e8fd; }
    .tc-table tbody tr:last-child { border-bottom: none; }
    .tc-table tbody tr:hover { background: #faf5ff; }
    .tc-table td { padding: .7rem 1rem; font-size: .88rem; color: #444; }
    .tc-table td:first-child { font-weight: 600; color: #1a1a2e; }

    /* contact box */
    .tc-contact-box {
      background: #fff; border: 1.5px solid #ede9f6;
      border-radius: 14px; padding: 1.25rem 1.4rem;
      margin-top: 1.5rem; display: flex;
      align-items: center; gap: 1rem; flex-wrap: wrap;
    }
    .tc-contact-box .contact-icon { font-size: 1.75rem; }
    .tc-contact-box-text h4 {
      font-family: 'Manrope', sans-serif; font-size: .95rem;
      font-weight: 800; color: #1a1a2e; margin-bottom: .2rem;
    }
    .tc-contact-box-text p { font-size: .85rem; color: #666; margin: 0; }

    /* -- SIDEBAR -- */
    .tc-sidebar { display: flex; flex-direction: column; gap: 1.25rem; position: sticky; top: 80px; }
    .tc-sidebar-card {
      background: #fff; border-radius: 14px;
      border: 1px solid #ede9f6;
      box-shadow: 0 2px 10px rgba(140,36,243,.05); padding: 1.4rem;
    }
    .tc-sidebar-card.purple {
      background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); border: none;
    }
    .tc-sidebar-card h4 {
      font-family: 'Manrope', sans-serif; font-size: .9rem;
      font-weight: 800; color: #1a1a2e; margin-bottom: 1rem;
    }
    .tc-sidebar-card.purple h4,
    .tc-sidebar-card.purple p { color: #fff; }
    .tc-sidebar-card.purple p { opacity: .88; font-size: .85rem; margin-bottom: 1rem; }

    /* TOC */
    .tc-toc { display: flex; flex-direction: column; gap: .3rem; }
    .tc-toc a {
      display: flex; align-items: center; gap: .5rem;
      font-size: .83rem; font-weight: 500; color: #555;
      text-decoration: none; padding: .45rem .6rem; border-radius: 8px;
      transition: background .15s, color .15s; border-left: 2px solid transparent;
    }
    .tc-toc a:hover, .tc-toc a.active {
      background: #f3e8ff; color: #8c24f3; border-left-color: #8c24f3;
    }
    .tc-toc .toc-num {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 20px; height: 20px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; font-size: .7rem; font-weight: 700; flex-shrink: 0;
    }

    /* Trust list */
    .tc-trust-list { display: flex; flex-direction: column; gap: .6rem; }
    .tc-trust-item { display: flex; align-items: center; gap: .6rem; font-size: .83rem; font-weight: 600; color: #444; }
    .tc-trust-item .ti-dot { width: 8px; height: 8px; border-radius: 50%; background: #8c24f3; flex-shrink: 0; }

    /* FAQ */
    .tc-faq-section { padding: 48px 0 64px; background: #fff; }
    .tc-faq-section .section-header { text-align: center; margin-bottom: 40px; }
    .tc-faq-section .section-header h2 {
      font-family: 'Manrope', sans-serif; font-size: clamp(1.5rem, 3vw, 2.1rem);
      font-weight: 800; color: #1a1a2e; margin: 8px 0 12px;
    }
    .tc-faq-section .section-header p { color: #555; font-size: .97rem; }
    .tc-faq-list { max-width: 820px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
    .tc-faq-item {
      background: #fff; border: 1px solid #ede9f6; border-radius: 14px;
      overflow: hidden; box-shadow: 0 2px 8px rgba(140,36,243,.05); transition: box-shadow .2s;
    }
    .tc-faq-item:hover { box-shadow: 0 4px 20px rgba(140,36,243,.1); }
    .tc-faq-item.open { border-color: #c084fc; box-shadow: 0 4px 20px rgba(140,36,243,.13); }
    .tc-faq-btn {
      width: 100%; background: none; border: none; padding: 18px 20px;
      text-align: left; font-size: .95rem; font-weight: 600; color: #1a1a2e;
      cursor: pointer; display: flex; justify-content: space-between;
      align-items: center; gap: 12px; line-height: 1.4; font-family: var(--font-body);
    }
    .tc-faq-btn:hover { color: #8c24f3; }
    .tc-faq-item.open .tc-faq-btn { color: #8c24f3; }
    .tc-faq-icon {
      flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; display: flex; align-items: center;
      justify-content: center; font-size: 1.1rem; font-weight: 700;
      transition: background .2s, transform .25s; line-height: 1;
    }
    .tc-faq-item.open .tc-faq-icon { background: #8c24f3; color: #fff; transform: rotate(45deg); }
    .tc-faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
    .tc-faq-item.open .tc-faq-answer { max-height: 500px; }
    .tc-faq-answer p {
      padding: 14px 20px 18px; font-size: .92rem; color: #444;
      line-height: 1.7; margin: 0; border-top: 1px solid #f0e8fd;
    }
    .faq-q-num {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 24px; height: 24px; border-radius: 50%;
      background: #f3e8ff; color: #8c24f3; font-size: .72rem;
      font-weight: 700; margin-right: 10px; flex-shrink: 0;
    }
    .faq-q-text { flex: 1; }

    /* -- NAV BASE (fallback) -- */
    .nav { position: sticky; top: 0; z-index: 800; background: #fff; border-bottom: 1px solid #f0f0f0; box-shadow: 0 1px 8px rgba(0,0,0,.06); }
    .nav-inner { max-width: 1200px; margin: 0 auto; padding: 0 20px; height: 64px; display: flex; align-items: center; justify-content: space-between; }
    .logo { display: flex; align-items: center; gap: .5rem; font-family: 'Manrope', sans-serif; font-weight: 800; font-size: 1.1rem; color: #1a1a2e; text-decoration: none; }
    .logo-dot { color: #8c24f3; }
    .nav-links { display: flex; align-items: center; gap: 1.75rem; }
    .nav-links a { font-size: .9rem; font-weight: 500; color: #555; text-decoration: none; transition: color .2s; }
    .nav-links a:hover { color: #8c24f3; }
    .nav-cta { display: flex; gap: .6rem; }
    .btn { display: inline-flex; align-items: center; justify-content: center; border-radius: 50px; font-family: var(--font-body); font-weight: 600; font-size: .88rem; text-decoration: none; cursor: pointer; border: none; transition: all .2s; padding: .55rem 1.2rem; }
    .btn-primary { background: #8c24f3; color: #fff; }
    .btn-primary:hover { background: #7a1fd9; }
    .btn-outline { background: transparent; color: #8c24f3; border: 1.5px solid #8c24f3; }
    .btn-outline:hover { background: #f3e8ff; }
    .btn-white { background: #fff; color: #8c24f3; font-weight: 700; }
    .btn-white:hover { background: #f3e8ff; }
    .btn-lg { padding: .75rem 1.75rem; font-size: .95rem; }
    .hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
    .hamburger span { display: block; width: 22px; height: 2px; background: #444; border-radius: 2px; }
    @media (max-width: 768px) {
      .nav-links { display: none; }
      .nav-cta { display: none; }
      .hamburger { display: flex; }
    }

    /* -- CONTAINER -- */
    .container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

    /* -- BOTTOM CTA -- */
    .bottom-cta { background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); padding: 64px 0; text-align: center; color: #fff; }
    .bottom-cta-inner h2 { font-family: 'Manrope', sans-serif; font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: 800; margin-bottom: 14px; }
    .bottom-cta-inner p { font-size: 1rem; opacity: .88; margin-bottom: 28px; }
    .bottom-cta-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-bottom: 28px; }
    .bottom-trust { display: flex; gap: 18px; justify-content: center; flex-wrap: wrap; }
    .bottom-trust-item { font-size: .82rem; font-weight: 600; opacity: .85; }

    /* -- DISCLAIMER -- */
    .disclaimer-section { background: #fafafa; padding: 32px 0; }
    .disclaimer-box { background: #fff; border: 1px solid #ede9f6; border-radius: 14px; padding: 1.5rem 1.75rem; }
    .disclaimer-box h4 { font-family: 'Manrope', sans-serif; font-size: .9rem; font-weight: 800; color: #1a1a2e; margin-bottom: .5rem; }
    .disclaimer-box p { font-size: .83rem; color: #555; line-height: 1.7; margin: 0; }

    /* -- FOOTER -- */
    footer { background: #1a1a2e; color: rgba(255,255,255,.75); padding: 56px 0 0; }
    .footer-inner { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 3rem; padding-bottom: 40px; }
    .footer-brand .logo { color: #fff; }
    .footer-brand p { font-size: .85rem; line-height: 1.7; margin: 1rem 0; opacity: .75; }
    .footer-badges-row { display: flex; gap: .5rem; flex-wrap: wrap; }
    .footer-badge { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 50px; padding: 3px 10px; font-size: .72rem; font-weight: 600; color: rgba(255,255,255,.7); }
    .footer-col h4 { font-family: 'Manrope', sans-serif; font-size: .85rem; font-weight: 800; color: #fff; margin-bottom: .85rem; letter-spacing: .04em; text-transform: uppercase; }
    .footer-links { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: .5rem; }
    .footer-links a { font-size: .84rem; color: rgba(255,255,255,.6); text-decoration: none; transition: color .15s; }
    .footer-links a:hover { color: #c084fc; }
    .footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: .75rem; }
    .footer-bottom p { font-size: .78rem; opacity: .55; margin: 0; }
    .footer-badges { display: flex; gap: .5rem; }
    @media (max-width: 768px) {
      .footer-inner { grid-template-columns: 1fr; gap: 2rem; }
    }

    /* -- STICKY MOBILE CTA -- */
    .sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; background: #fff; border-top: 1px solid #ede9f6; box-shadow: 0 -4px 20px rgba(0,0,0,.08); padding: .75rem 16px; z-index: 900; }
    .sticky-cta-inner { display: flex; gap: .6rem; }
    .sticky-cta-inner .btn { flex: 1; }
    @media (max-width: 768px) { .sticky-cta { display: block; } }

    /* -- RESPONSIVE -- */
    @media (max-width: 1024px) {
      .tc-layout { grid-template-columns: 1fr; }
      .tc-sidebar { position: static; }
    }
    @media (max-width: 640px) {
      .tc-article { padding: 1.75rem 1.25rem; }
    }

/* -- CSS VARIABLES -- */
    :root {
      --purple: #8c24f3;
      --purple-light: #f3e8ff;
      --gray-100: #f0f0f0;
      --gray-500: #888;
      --gray-700: #555;
      --gray-900: #1a1a2e;
      --font-body: 'Inter', sans-serif;
      --transition: .2s ease;
    }

    /* -- NAV DROPDOWN -- */
    .nav-dropdown { position: relative; }
    .nav-dropdown-btn {
      background: none; border: none; cursor: pointer;
      font-family: var(--font-body); font-size: .9rem; font-weight: 500;
      color: var(--gray-700); display: flex; align-items: center; gap: .3rem;
      padding: 0; transition: color var(--transition);
    }
    .nav-dropdown-btn:hover { color: var(--purple); }
    .dropdown-arrow { font-size: .7rem; transition: transform .2s; }
    .nav-dropdown.open .dropdown-arrow { transform: rotate(180deg); }
    .nav-dropdown-menu {
      display: none; position: absolute; top: calc(100% + 12px); right: 0;
      background: #fff; border: 1px solid var(--gray-100); border-radius: 16px;
      box-shadow: 0 12px 40px rgba(140,36,243,.15); min-width: 260px;
      padding: .5rem; z-index: 999;
    }
    .nav-dropdown.open .nav-dropdown-menu { display: block; }
    .nav-dropdown-menu a {
      display: flex; align-items: center; gap: .75rem;
      padding: .65rem .85rem; border-radius: 10px;
      transition: background .15s; text-decoration: none;
    }
    .nav-dropdown-menu a:hover { background: var(--purple-light); }
    .dd-lord-icon { flex-shrink: 0; }
    .nav-dropdown-menu a span:last-child strong { display: block; font-size: .85rem; font-weight: 700; color: var(--gray-900); }
    .nav-dropdown-menu a span:last-child small { display: block; font-size: .75rem; color: var(--gray-500); margin-top: .1rem; }
    .mobile-nav-cta { display: none; padding: 1rem 0 .5rem; gap: .6rem; flex-direction: column; }
    @media (max-width: 768px) {
      .nav-links.nav-open { display: flex; flex-direction: column; position: absolute; top: 64px; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--gray-100); padding: 1rem 20px 1.5rem; box-shadow: 0 8px 24px rgba(0,0,0,.08); z-index: 700; }
      .mobile-nav-cta { display: flex; }
      .nav-dropdown-menu { position: static; transform: none; box-shadow: none; border: 1px solid var(--gray-100); border-radius: 12px; margin-top: .4rem; }
      .nav-dropdown.open .nav-dropdown-menu { display: block; }
    }

    /* -- BREADCRUMB -- */
    .breadcrumb { padding: .85rem 0; background: #fff; border-bottom: 1px solid #f0f0f0; }
    .breadcrumb-list { display: flex; align-items: center; gap: .4rem; font-size: .8rem; color: #888; list-style: none; margin: 0; padding: 0; }
    .breadcrumb-list a { color: #888; text-decoration: none; transition: color .15s; }
    .breadcrumb-list a:hover { color: var(--purple); }
    .breadcrumb-sep { color: #ccc; }
    .breadcrumb-current { color: var(--gray-900); font-weight: 600; }

    /* -- HERO -- */
    .tc-hero { background: linear-gradient(135deg, #8c24f3 0%, #6d1cc0 60%, #4b0fa0 100%); padding: 80px 0 60px; text-align: center; color: #fff; }
    .tc-hero .eyebrow-pill { display: inline-block; background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.25); border-radius: 50px; padding: 5px 18px; font-size: .78rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: #e9d5ff; margin-bottom: 18px; }
    .tc-hero h1 { font-family: 'Manrope', sans-serif; font-size: clamp(2rem, 5vw, 3rem); font-weight: 800; margin: 0 0 16px; }
    .tc-hero p { font-size: 1.08rem; color: rgba(255,255,255,.82); max-width: 600px; margin: 0 auto 28px; line-height: 1.65; }
    .tc-hero .hero-badges { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-top: 10px; }
    .tc-hero .hero-badge { background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2); border-radius: 50px; padding: 5px 14px; font-size: .78rem; color: #e9d5ff; font-weight: 500; }

    /* -- BODY LAYOUT -- */
    .tc-body { padding: 56px 0 80px; background: #fafafa; }
    .tc-layout { display: grid; grid-template-columns: 1fr 280px; gap: 3rem; align-items: start; }

    /* -- ARTICLE -- */
    .tc-article { background: #fff; border-radius: 18px; border: 1px solid #ede9f6; box-shadow: 0 2px 16px rgba(140,36,243,.06); padding: 2.75rem 2.5rem; }
    .tc-article .last-updated { display: inline-flex; align-items: center; gap: .4rem; background: #f3e8ff; color: #7e22ce; border: 1px solid #d8b4fe; border-radius: 50px; padding: 4px 14px; font-size: .76rem; font-weight: 600; margin-bottom: 1.5rem; }
    .tc-article h2 { font-family: 'Manrope', sans-serif; font-size: 1.35rem; font-weight: 800; color: #1a1a2e; margin: 2.25rem 0 .75rem; padding-top: 2rem; border-top: 1px solid #f0e8fd; display: flex; align-items: center; gap: .6rem; }
    .tc-article h2:first-of-type { margin-top: 0; padding-top: 0; border-top: none; }
    .tc-article h2 .sec-icon { display: inline-flex; align-items: center; justify-content: center; width: 36px; height: 36px; border-radius: 10px; background: #f3e8ff; font-size: 1.05rem; flex-shrink: 0; }
    .tc-article h3 { font-family: 'Manrope', sans-serif; font-size: 1rem; font-weight: 700; color: #8c24f3; margin: 1.5rem 0 .5rem; text-transform: uppercase; letter-spacing: .05em; }
    .tc-article p { font-size: .95rem; color: #444; line-height: 1.8; margin-bottom: 1rem; }
    .tc-article ul, .tc-article ol { padding-left: 1.25rem; margin-bottom: 1rem; }
    .tc-article li { font-size: .93rem; color: #444; line-height: 1.75; margin-bottom: .45rem; }
    .tc-article a { color: #8c24f3; font-weight: 600; text-decoration: none; }
    .tc-article a:hover { text-decoration: underline; }
    .tc-article strong { color: #1a1a2e; }

    /* callout boxes */
    .tc-callout { background: linear-gradient(135deg, #f3e8ff 0%, #faf5ff 100%); border: 1.5px solid #c084fc; border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.5rem 0; display: flex; gap: .85rem; align-items: flex-start; }
    .tc-callout .callout-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: .05rem; }
    .tc-callout p { margin: 0; font-size: .9rem; color: #4b0fa0; font-weight: 500; line-height: 1.65; }
    .tc-callout strong { color: #6d1cc0; }

    .tc-warning { background: #fef9ec; border: 1.5px solid #fde68a; border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0; display: flex; gap: .85rem; align-items: flex-start; }
    .tc-warning .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-warning p { margin: 0; font-size: .9rem; color: #92400e; font-weight: 500; line-height: 1.65; }

    .tc-info { background: #eff6ff; border: 1.5px solid #93c5fd; border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0; display: flex; gap: .85rem; align-items: flex-start; }
    .tc-info .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-info p { margin: 0; font-size: .9rem; color: #1e40af; font-weight: 500; line-height: 1.65; }

    .tc-green { background: #f0fdf4; border: 1.5px solid #86efac; border-radius: 14px; padding: 1.25rem 1.4rem; margin: 1.25rem 0; display: flex; gap: .85rem; align-items: flex-start; }
    .tc-green .callout-icon { font-size: 1.4rem; flex-shrink: 0; }
    .tc-green p { margin: 0; font-size: .9rem; color: #14532d; font-weight: 500; line-height: 1.65; }

    /* affordability checklist */
    .afford-grid { display: grid; grid-template-columns: 1fr 1fr; gap: .75rem; margin: 1.25rem 0; }
    .afford-card { background: #f9f5ff; border: 1px solid #e9d5ff; border-radius: 12px; padding: 1rem 1.1rem; display: flex; align-items: flex-start; gap: .65rem; }
    .afford-icon { font-size: 1.1rem; flex-shrink: 0; margin-top: .05rem; }
    .afford-card p { margin: 0; font-size: .86rem; color: #444; line-height: 1.6; }
    .afford-card strong { color: #1a1a2e; display: block; margin-bottom: .15rem; font-size: .88rem; }
    @media (max-width: 640px) { .afford-grid { grid-template-columns: 1fr; } }

    /* data table */
    .tc-table { width: 100%; border-collapse: collapse; margin: 1rem 0 1.25rem; border-radius: 12px; overflow: hidden; border: 1px solid #ede9f6; }
    .tc-table thead { background: #8c24f3; color: #fff; }
    .tc-table thead th { padding: .75rem 1rem; text-align: left; font-size: .82rem; font-weight: 700; letter-spacing: .04em; }
    .tc-table tbody tr { border-bottom: 1px solid #f0e8fd; }
    .tc-table tbody tr:last-child { border-bottom: none; }
    .tc-table tbody tr:hover { background: #faf5ff; }
    .tc-table td { padding: .7rem 1rem; font-size: .88rem; color: #444; }
    .tc-table td:first-child { font-weight: 600; color: #1a1a2e; }

    /* contact box */
    .tc-contact-box { background: #fff; border: 1.5px solid #ede9f6; border-radius: 14px; padding: 1.25rem 1.4rem; margin-top: 1.5rem; display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; }
    .tc-contact-box .contact-icon { font-size: 1.75rem; }
    .tc-contact-box-text h4 { font-family: 'Manrope', sans-serif; font-size: .95rem; font-weight: 800; color: #1a1a2e; margin-bottom: .2rem; }
    .tc-contact-box-text p { font-size: .85rem; color: #666; margin: 0; }

    /* -- SIDEBAR -- */
    .tc-sidebar { display: flex; flex-direction: column; gap: 1.25rem; position: sticky; top: 80px; }
    .tc-sidebar-card { background: #fff; border-radius: 14px; border: 1px solid #ede9f6; box-shadow: 0 2px 10px rgba(140,36,243,.05); padding: 1.4rem; }
    .tc-sidebar-card.purple { background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); border: none; }
    .tc-sidebar-card h4 { font-family: 'Manrope', sans-serif; font-size: .9rem; font-weight: 800; color: #1a1a2e; margin-bottom: 1rem; }
    .tc-sidebar-card.purple h4, .tc-sidebar-card.purple p { color: #fff; }
    .tc-sidebar-card.purple p { opacity: .88; font-size: .85rem; margin-bottom: 1rem; }

    .tc-toc { display: flex; flex-direction: column; gap: .3rem; }
    .tc-toc a { display: flex; align-items: center; gap: .5rem; font-size: .83rem; font-weight: 500; color: #555; text-decoration: none; padding: .45rem .6rem; border-radius: 8px; transition: background .15s, color .15s; border-left: 2px solid transparent; }
    .tc-toc a:hover, .tc-toc a.active { background: #f3e8ff; color: #8c24f3; border-left-color: #8c24f3; }
    .tc-toc .toc-num { display: inline-flex; align-items: center; justify-content: center; min-width: 20px; height: 20px; border-radius: 50%; background: #f3e8ff; color: #8c24f3; font-size: .7rem; font-weight: 700; flex-shrink: 0; }

    .tc-trust-list { display: flex; flex-direction: column; gap: .6rem; }
    .tc-trust-item { display: flex; align-items: center; gap: .6rem; font-size: .83rem; font-weight: 600; color: #444; }
    .tc-trust-item .ti-dot { width: 8px; height: 8px; border-radius: 50%; background: #8c24f3; flex-shrink: 0; }

    /* -- FAQ -- */
    .tc-faq-section { padding: 48px 0 64px; background: #fff; }
    .tc-faq-section .section-header { text-align: center; margin-bottom: 40px; }
    .tc-faq-section .section-header h2 { font-family: 'Manrope', sans-serif; font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; color: #1a1a2e; margin: 8px 0 12px; }
    .tc-faq-section .section-header p { color: #555; font-size: .97rem; }
    .tc-faq-list { max-width: 820px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
    .tc-faq-item { background: #fff; border: 1px solid #ede9f6; border-radius: 14px; overflow: hidden; box-shadow: 0 2px 8px rgba(140,36,243,.05); transition: box-shadow .2s; }
    .tc-faq-item:hover { box-shadow: 0 4px 20px rgba(140,36,243,.1); }
    .tc-faq-item.open { border-color: #c084fc; box-shadow: 0 4px 20px rgba(140,36,243,.13); }
    .tc-faq-btn { width: 100%; background: none; border: none; padding: 18px 20px; text-align: left; font-size: .95rem; font-weight: 600; color: #1a1a2e; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 12px; line-height: 1.4; font-family: var(--font-body); }
    .tc-faq-btn:hover { color: #8c24f3; }
    .tc-faq-item.open .tc-faq-btn { color: #8c24f3; }
    .tc-faq-icon { flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%; background: #f3e8ff; color: #8c24f3; display: flex; align-items: center; justify-content: center; font-size: 1.1rem; font-weight: 700; transition: background .2s, transform .25s; line-height: 1; }
    .tc-faq-item.open .tc-faq-icon { background: #8c24f3; color: #fff; transform: rotate(45deg); }
    .tc-faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
    .tc-faq-item.open .tc-faq-answer { max-height: 600px; }
    .tc-faq-answer p { padding: 14px 20px 18px; font-size: .92rem; color: #444; line-height: 1.7; margin: 0; border-top: 1px solid #f0e8fd; }
    .faq-q-num { display: inline-flex; align-items: center; justify-content: center; min-width: 24px; height: 24px; border-radius: 50%; background: #f3e8ff; color: #8c24f3; font-size: .72rem; font-weight: 700; margin-right: 10px; flex-shrink: 0; }
    .faq-q-text { flex: 1; }

    /* -- NAV BASE -- */
    .nav { position: sticky; top: 0; z-index: 800; background: #fff; border-bottom: 1px solid #f0f0f0; box-shadow: 0 1px 8px rgba(0,0,0,.06); overflow: visible; }
    .nav-inner { max-width: 1200px; margin: 0 auto; padding: 0 20px; height: 64px; display: flex; align-items: center; justify-content: space-between; overflow: visible; }
    .logo { display: flex; align-items: center; gap: .5rem; font-family: 'Manrope', sans-serif; font-weight: 800; font-size: 1.1rem; color: #1a1a2e; text-decoration: none; }
    .logo-dot { color: #8c24f3; }
    .nav-links { display: flex; align-items: center; gap: 1.75rem; }
    .nav-links a { font-size: .9rem; font-weight: 500; color: #555; text-decoration: none; transition: color .2s; }
    .nav-links a:hover { color: #8c24f3; }
    .nav-cta { display: flex; gap: .6rem; }
    .btn { display: inline-flex; align-items: center; justify-content: center; border-radius: 50px; font-family: var(--font-body); font-weight: 600; font-size: .88rem; text-decoration: none; cursor: pointer; border: none; transition: all .2s; padding: .55rem 1.2rem; }
    .btn-primary { background: #8c24f3; color: #fff; }
    .btn-primary:hover { background: #7a1fd9; }
    .btn-outline { background: transparent; color: #8c24f3; border: 1.5px solid #8c24f3; }
    .btn-outline:hover { background: #f3e8ff; }
    .btn-white { background: #fff; color: #8c24f3; font-weight: 700; }
    .btn-white:hover { background: #f3e8ff; }
    .btn-lg { padding: .75rem 1.75rem; font-size: .95rem; }
    .hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; border: none; background: transparent; }
    .hamburger span { display: block; width: 22px; height: 2px; background: #444; border-radius: 2px; transition: transform .3s, opacity .3s; }
    .hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
    .hamburger.open span:nth-child(2) { opacity: 0; }
    .hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
    @media (max-width: 768px) { .nav-links { display: none; } .nav-cta { display: none; } .hamburger { display: flex; } }

    /* -- CONTAINER -- */
    .container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

    /* -- BOTTOM CTA -- */
    .bottom-cta { background: linear-gradient(135deg, #8c24f3 0%, #4b0fa0 100%); padding: 64px 0; text-align: center; color: #fff; }
    .bottom-cta-inner h2 { font-family: 'Manrope', sans-serif; font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: 800; margin-bottom: 14px; }
    .bottom-cta-inner p { font-size: 1rem; opacity: .88; margin-bottom: 28px; }
    .bottom-cta-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-bottom: 28px; }
    .bottom-trust { display: flex; gap: 18px; justify-content: center; flex-wrap: wrap; }
    .bottom-trust-item { font-size: .82rem; font-weight: 600; opacity: .85; }

    /* -- DISCLAIMER -- */
    .disclaimer-section { background: #fafafa; padding: 32px 0; }
    .disclaimer-box { background: #fff; border: 1px solid #ede9f6; border-radius: 14px; padding: 1.5rem 1.75rem; }
    .disclaimer-box h4 { font-family: 'Manrope', sans-serif; font-size: .9rem; font-weight: 800; color: #1a1a2e; margin-bottom: .5rem; }
    .disclaimer-box p { font-size: .83rem; color: #555; line-height: 1.7; margin: 0; }

    /* -- FOOTER -- */
    footer { background: #1a1a2e; color: rgba(255,255,255,.75); padding: 56px 0 0; }
    .footer-inner { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 3rem; padding-bottom: 40px; }
    .footer-brand .logo { color: #fff; }
    .footer-brand p { font-size: .85rem; line-height: 1.7; margin: 1rem 0; opacity: .75; }
    .footer-badges-row { display: flex; gap: .5rem; flex-wrap: wrap; }
    .footer-badge { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 50px; padding: 3px 10px; font-size: .72rem; font-weight: 600; color: rgba(255,255,255,.7); }
    .footer-col h4 { font-family: 'Manrope', sans-serif; font-size: .85rem; font-weight: 800; color: #fff; margin-bottom: .85rem; letter-spacing: .04em; text-transform: uppercase; }
    .footer-links { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: .5rem; }
    .footer-links a { font-size: .84rem; color: rgba(255,255,255,.6); text-decoration: none; transition: color .15s; }
    .footer-links a:hover { color: #c084fc; }
    .footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: .75rem; }
    .footer-bottom p { font-size: .78rem; opacity: .55; margin: 0; }
    .footer-badges { display: flex; gap: .5rem; }
    @media (max-width: 768px) { .footer-inner { grid-template-columns: 1fr; gap: 2rem; } }

    /* -- STICKY MOBILE CTA -- */
    .sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; background: #fff; border-top: 1px solid #ede9f6; box-shadow: 0 -4px 20px rgba(0,0,0,.08); padding: .75rem 16px; z-index: 900; }
    .sticky-cta-inner { display: flex; gap: .6rem; }
    .sticky-cta-inner .btn { flex: 1; }
    @media (max-width: 768px) { .sticky-cta { display: block; } }

    /* -- RESPONSIVE -- */
    @media (max-width: 1024px) { .tc-layout { grid-template-columns: 1fr; } .tc-sidebar { position: static; } }
    @media (max-width: 640px) { .tc-article { padding: 1.75rem 1.25rem; } }